Senior CRE Portfolio Manager - Risk & Growth Leader

Financeroles; Chicago (IL); On-site; USD 97,000 - 208,000; Full time

Job summary

Fifth Third Bank in Chicago, IL seeks a Senior Portfolio Manager to oversee a CRE portfolio through thorough financial analysis, risk assessment, and proactive monitoring of borrower performance. You will collaborate with Relationship Managers and Credit Risk across the deal lifecycle, including structuring, pricing, risk ratings, and due diligence.

You will manage risk, ensure compliance with credit policies, and lead diligence discussions with senior leaders while supporting ongoing portfolio

Qualifications

• Bachelor’s degree in Finance, Business Administration, or a related field.
• Minimum of 8 years of experience in CRE portfolio management or underwriting.
• Subject matterexpert level understanding of accounting, credit analysis, portfolio management, structuring, underwriting, and legal documentation
• Strong risk judgment withdemonstratedability to manage complex andhigher riskportfolios
• Experience providing guidance, coaching, or review of junior staff work is preferred but notrequired
• Excellent interpersonal and communication skills with the ability to collaborate effectively with business and risk partners
• Ability to manage multiple priorities, complex transactions, and strategic initiatives while meeting deadlines

Responsibilities

• Maintain an independent, current and forward-looking view of the creditworthiness of each client and communicate risk perspectives clearly to business and risk partners
• Perform ongoing monitoring and periodic deal reviews; approve or recommend renewal, modification or exit decisions as appropriate
• Analyze historical financials and projections to ensure accurate risk ratings, early identification of emerging credit issues, and clear articulation of industry and company trends
• Manage the underwriting, approval and documentation process for transactions, including new money, renewals, extensions, amendments, waivers, and ancillary products (e.g., treasury management, FX, interest rate derivatives and commodity exposure)
• Review and recommend credit decisions, perform final risk rating analysis, provide interpretation of credit policy to business partners, and escalate non-standard or higher-risk requests as appropriate.
• Ensure compliance with internal credit policies, regulatory guidelines and documentation standards
• Manage a larger, more complex portfolio that may include higher-risk, lead bank and high touch client relationships
• Serve as an active member of the coverage team in collaboration with Relationship Managers and Credit Risk
• Meet directly with prospects and clients as needed, leading diligence discussions for assigned relationships and supporting escalated discussions alongside senior leadership
• Provide guidance on deal structures, pricing and risk mitigation strategies
• Create and deliver portfolio performance reports and presentations for senior management, including risk insights and recommendations
• Ensure accuracy and integrity of system records and electronic credit files, supporting data governance and regulatory readiness
• Participate in senior level team meetings, providing input on portfolio themes, risk trends and process improvements
• Lead or participate in special projects and strategic initiatives that enhance portfolio management practices and systems
• Review workproduct prepared by junior team members to ensure accuracy and consistency and provide coaching and feedback to Credit Analysts

Skills

Credit analysis

Portfolio management

Underwriting

Risk judgment

Leadership coaching

Communication skills

Multitasking

Regulatory knowledge

Education

Bachelor's degree in Finance

Job description

Fifth Third Bank in Chicago, IL seeks a Senior Portfolio Manager to oversee a CRE portfolio through thorough financial analysis, risk assessment, and proactive monitoring of borrower performance. You will collaborate with Relationship Managers and Credit Risk across the deal lifecycle, including structuring, pricing, risk ratings, and due diligence.

You will manage risk, ensure compliance with credit policies, and lead diligence discussions with senior leaders while supporting ongoing portfolio