Senior Portfolio Manager - Credit & Relationship Lead

First Horizon Corp.; Memphis (TN); On-site; USD 110,000 - 160,000; Full time

Benefits offered by this job

Medical with wellness incentives

HSA with company match

Maternity and parental leave

Tuition reimbursement

Mentor program

401(k) with 6% match

Job summary

First Horizon Corporation, headquartered in Memphis, TN, seeks a Specialty Finance Portfolio Manager to contribute to profitable client relationships by proactively managing portfolios, spotting trends, and alerting management to changes in portfolio conditions.

You will collaborate with Relationship Managers to understand capital needs, lead credit analysis, due diligence, underwriting, and ongoing portfolio management, and coordinate with Credit to ensure risk controls and timely servicing.

Qualifications

• Bachelor's Degree with 6-8 years of relevant credit/work experience.
• Desire to thrive in a team environment with an independent self-starting attitude.
• Ability to effectively manage multiple workstreams while maintaining high attention to detail and quality diligence.
• Intellectual curiosity to sharpen skill set coupled with effective communication and presentation skills, demonstrating deep knowledge and understanding of the portfolio.
• Commitment to quality in a results-oriented environment while maintaining trust of all stakeholders.

Responsibilities

• Actively collaborates with Relationship Managers (RM) to call on current and potential clients to understand their capital needs; Identifies cross-sell opportunities.
• Screens opportunities, provides guidance on risk rating, evaluates transaction risks and mitigants, recommends proper credit structures, and prepares thoughtful credit memos while ensuring alignment with the Bank’s risk appetite.
• Partners with Credit Analysts (CA) and RM to lead the credit analysis, due diligence, underwriting, structuring, and ongoing portfolio management activities of relationships.
• Serves as a trusted partner to and interfaces with Credit as a primary point of contact.
• Oversight of legal documentation and post-approval diligence requirements.
• Maintains the timely engagement of all parties while properly delegating analysis components to the CA.
• Maintains satisfactory portfolio management metrics and ensures credit quality and servicing timeliness are pristine.
• Provide ongoing feedback, coaching, and mentoring to junior associates of the team.

Job description

First Horizon Corporation, headquartered in Memphis, TN, seeks a Specialty Finance Portfolio Manager to contribute to profitable client relationships by proactively managing portfolios, spotting trends, and alerting management to changes in portfolio conditions.

You will collaborate with Relationship Managers to understand capital needs, lead credit analysis, due diligence, underwriting, and ongoing portfolio management, and coordinate with Credit to ensure risk controls and timely servicing.