Senior Portfolio Manager - Specialty Finance

First Horizon Bank; Memphis (TN); On-site; USD 100,000 - 150,000; Full time

Benefits offered by this job

Medical with wellness incentives

HSA with company match

Maternity and parental leave

Tuition reimbursement

Mentor program

401(k) with 6% match

Job summary

First Horizon Bank is seeking a Portfolio Manager for its national Specialty Finance team in Memphis, TN. You will contribute to profitable client relationships by proactively managing portfolios, assessing risks, and coordinating with Credit Analysts and Relationship Managers.

The role emphasizes leadership in credit analysis, due diligence, underwriting, structuring, and ongoing portfolio oversight while ensuring compliance with risk appetite and timely servicing.

Qualifications

• Bachelor's degree required with 6-8 years of credit/work experience.
• Strong ability to analyze transactions, assess risks, and structure credit facilities.
• Proactive, collaborative team player with clear communication and presentation skills.

Responsibilities

• Collaborate with Relationship Managers to understand client capital needs and identify cross-sell opportunities.
• Guide risk rating, evaluate transaction risks, and prepare credit memos aligned with risk appetite.
• Lead credit analysis, due diligence, underwriting, structuring, and ongoing portfolio management with Credit Analysts and RM.
• Interface with Credit as a primary contact and oversee legal documentation and post-approval requirements.
• Maintain portfolio management metrics and ensure credit quality and servicing timeliness.
• Provide coaching and mentoring to junior team members.

Skills

Credit analysis

Portfolio management

Relationship building

Communication skills

Attention to detail

Travel willingness

Education

Bachelor's degree

Job description

Summary

The Specialty Finance team is a dedicated national lending group focused on providing highly monitored asset-based, tailored debt capital solutions to non-bank financial services companies across a wide variety of asset classes in addition to cash flow-based lending for middle market companies across a wide variety of industries.

The Specialty Finance Portfolio Manager (PM) is a critical member of the Deal Team responsible for contributing to the development of profitable relationships through proactively managing portfolios by identifying trends and alerting management to changes in portfolio economic conditions.

Key Responsibilities Include

• Actively collaborates with Relationship Managers (RM) to call on current and potential clients to understand their capital needs; Identifies cross-sell opportunities.
• Screens opportunities, provides guidance on risk rating, evaluates transaction risks and mitigants, recommends proper credit structures, and prepares thoughtful credit memos while ensuring alignment with the Bank’s risk appetite.
• Partners with Credit Analysts (CA) and RM to lead the credit analysis, due diligence, underwriting, structuring, and ongoing portfolio management activities of relationships.
• Serves as a trusted partner to and interfaces with Credit as a primary point of contact.
• Oversight of legal documentation and post-approval diligence requirements.
• Maintains the timely engagement of all parties while properly delegating analysis components to the CA.
• Maintains satisfactory portfolio management metrics and ensures credit quality and servicing timeliness are pristine.
• Provide ongoing feedback, coaching, and mentoring to junior associates of the team.

Qualifications Include

• Bachelor's Degree with 6-8 years of relevant credit/work experience required.
• Desire to thrive in a team environment with an independent self-starting attitude.
• Ability to effectively manage multiple workstreams while maintaining high attention to detail and quality diligence.
• Intellectual curiosity to sharpen skill set coupled with effective communication and presentation skills, demonstrating deep knowledge and understanding of the portfolio.
• Commitment to quality in a results-oriented environment while maintaining trust of all stakeholders.
• Advanced credit competence, relationship building skills, a teachable spirit, and goal oriented.
• Willingness to occasionally travel for client meetings, trade shows, field exams, etc.

About Us

First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com .

Benefit Highlights

• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

Follow Us

Facebook

X formerly Twitter

LinkedIn

Instagram

YouTube

Job Identification: 1452

Job Category: Banking

Job Schedule: Full time

Degree Level: Bachelor's Degree