Senior Payments Solutions Analyst, Cross-Border & ISO 20022

Archer; Jersey City (NJ); On-site; USD 140,000 - 190,000; Full time

Job summary

Archer, in collaboration with J.P. Morgan, is seeking a Senior Solution Analyst in the Payments Domain within Corporate & Investment Banking.

You will review business requirements, translate them into technically feasible solutions, and bridge product, business, operations, and software teams to deliver high-quality outcomes. Expected to lead analysis, ensure ISO 20022 and MX messaging competency, manage ambiguity, and drive data-informed decisions.

Qualifications

• 15 years of experience with at least 10 years as Solution Analyst in payments domain in corporate and investment banking.
• Extensive experience in Cross Border Payments delivery across the markets.
• Extensive knowledge in ISO 20022 messaging and strong experience in MX messages.
• Proven ability to work across business streams and have exposure to front to back system implementation.
• Strong understanding of key technology concepts, business and technical architecture.
• Ability to accurately translate and document business needs into functional requirements and produce quality documentation.
• Ability to drive multiple agenda and effectively manage priorities.
• Ability to work proactively, independently and displays strong initiative.
• Pragmatic team player with an attention to detail.
• Demonstrated experience using enterprise-authorized AI capabilities within the work environment to support solutions analysis workflows with strong validation habits and awareness of data sensitivity
• Ability to review and validate AI-assisted analyses and recommendations before use, escalating when uncertain and following data handling expectations.

Responsibilities

• Review business requirements and make sure that requirements are captured are articulating the complete scope of business needs.
• Perform detailed analysis on the requirements and come up with standard and re-usable solutions.
• Build functional solutions which meets business requirements of ongoing Cross border and Real Time Payment initiatives and follow ISO CBPR+ standards.
• Prepare detailed interface mapping documents and static data that meets all the solutions and business requirements.
• Review the solutions and interface mapping documents with business and technology stake holders to make sure that they are aligned with customer expectations and business needs.
• Ensure the overall quality of functional solutions, interface mapping documents are in-line with standard practices we follow across the program in the bank.
• Assist the business with the onboarding UAT, including test cases preparation, planning, communication, and close tracking of activities.
• Work proactively with fellow BAs and other team members, ensuring work is proportionally distributed and targets are met.
• Proactively engage, manage and build strong relationships with both business and technology stakeholders.
• Identify risks and issues early, plan mitigating steps and communicate these to business stakeholders in a timely manner.
• Promotes reuse-first, AI-assisted practices for analysis and documentation across the team, ensuring human review and alignment to delivery standards.
• Ability to review and validate AI-assisted analyses and recommendations before use, escalating when uncertain and following data handling expectations.

Skills

Cross Border Payments

ISO 20022

MX Messages

Stakeholder Management

Requirements Analysis

AI Capabilities

Data Sensitivity

Architecture Understanding

Analytical Thinking

Job description

Archer, in collaboration with J.P. Morgan, is seeking a Senior Solution Analyst in the Payments Domain within Corporate & Investment Banking.

You will review business requirements, translate them into technically feasible solutions, and bridge product, business, operations, and software teams to deliver high-quality outcomes. Expected to lead analysis, ensure ISO 20022 and MX messaging competency, manage ambiguity, and drive data-informed decisions.