Senior Solutions Analyst - Payments

JPMorgan Chase & Co.; Jersey City (NJ); On-site; USD 100,000 - 150,000; Full time

Job summary

JPMorgan Chase & Co. is seeking a Senior Solution Analyst in the Payments Domain within Corporate & Investment Banking.

You will review business requirements, translate them into functional solutions, and bridge gaps between product owners, business, operations, and software developers. With extensive experience in Cross-border payments and ISO 20022 messaging, you will guide analysis, ensure solution quality, manage stakeholders, and promote AI-assisted practices while navigating ambiguity to

Qualifications

• 15 years of experience with at least 10 years as Solution Analyst in payments domain.
• Extensive Cross Border Payments delivery experience across markets.
• Strong knowledge of ISO 20022 messaging and MX messages.
• Proven ability to translate business needs into functional requirements and produce quality documentation.
• Strong technology and architectural understanding.
• Ability to manage multiple priorities and work independently.
• Experience using enterprise AI capabilities to support analysis workflows with data sensitivity awareness.

Responsibilities

• Review business requirements and articulate the complete scope of business needs.
• Perform detailed analysis and develop standard, reusable solutions.
• Build functional solutions for Cross border and Real Time Payments following ISO CBPR+ standards.
• Prepare interface mapping documents and static data.
• Review solutions with business and technology stakeholders to align with customer expectations.
• Ensure quality of functional solutions and interface mappings.
• Assist with onboarding UAT, including test cases, planning, and tracking.
• Engage with business and technology stakeholders to build strong relationships.
• Identify risks and issues early and communicate mitigation steps.
• Promote reuse-first, AI-assisted analysis practices across the team.

Skills

Payments domain

Cross-border payments

ISO 20022

Stakeholder management

Analytical thinking

Documentation

AI-assisted analytics

Job description

Lead the forefront of innovative solutions analysis in a dynamic tech environment, driving success through expertise in data analytics and technical program delivery.

As a Senior Solution Analyst in the Payments Domain – Corporate & Investment Banking Business at JP Morgan Chase & Co., you review business requirements and ensure that the complete scope of business needs is articulated. Your deep understanding of applications, platforms, and products will position you as a key bridge between product owners, business, operations, and software developers. Utilizing advanced analytical reasoning and technical fluency, you will translate complex business requirements into well-structured and technically feasible solutions. You will make data-informed decisions and provide strategic insights to support key business initiatives. As a Lead Solutions analyst, you'll navigate ambiguity, manage change effectively, and communicate compellingly with diverse stakeholder audiences to ensure the highest quality and professionalism in service delivery.

Job responsibilities :

• Review business requirements and make sure that requirements are captured are articulating the complete scope of business needs.

• Perform detailed analysis on the requirements and come up with standard and re-usable solutions.

• Build functional solutions which meets business requirements of ongoing Cross border and Real Time Payment initiatives and follow ISO CBPR+ standards.

• Prepare detailed interface mapping documents and static data that meets all the solutions and business requirements.

• Review the solutions and interface mapping documents with business and technology stake holders to make sure that they are aligned with customer expectations and business needs.

• Ensure the overall quality of functional solutions, interface mapping documents are in-line with standard practices we follow across the program in the bank.

• Assist the business with the onboarding UAT, including test cases preparation, planning, communication, and close tracking of activities.

• Work proactively with fellow BAs and other team members, ensuring work is proportionally distributed and targets are met.

• Proactively engage, manage and build strong relationships with both business and technology stakeholders.

• Identify risks and issues early, plan mitigating steps and communicate these to business stakeholders in a timely manner.

• Promotes reuse-first, AI-assisted practices for analysis and documentation across the team, ensuring human review and alignment to delivery standards.

Required qualifications, capabilities and skills:

• 15 years of experience with at least 10 years as Solution Analyst in payments domain in corporate and investment banking is required.

• Extensive experience in Cross Border Payments delivery across the markets is much needed for this role.

• Extensive knowledge in ISO 20022 messaging and strong experience in MX messages is required.

• Proven ability to work across business streams and have exposure to front to back system implementation.

• Strong understanding of key technology concepts, business and technical architecture.

• Ability to accurately translate and document business needs into functional requirements and produce quality documentation.

• Ability to drive multiple agenda and effectively manage priorities.

• Ability to work proactively, independently and displays strong initiative.

• Pragmatic team player with an attention to detail.

• Demonstrated experience using enterprise-authorized AI capabilities within the work environment to support solutions analysis workflows with strong validation habits and awareness of data sensitivity

• Ability to review and validate AI-assisted analyses and recommendations before use, escalating when uncertain and following data handling expectations