Senior Payments & Digital Assets Engineer (Real-Time)

U.S. Bank; Charlotte, Northern (NC, KY); Hybrid; USD 112,000 - 131,000; Full time

Benefits offered by this job

Healthcare

Life insurance

Disability insurance

Paid vacation

401(k)

Job summary

U.S. Bank is seeking a Senior Software Engineer for Payments & Digital Assets in Charlotte, NC or Irving, TX. You will analyze, design, test, and maintain scalable software using Java/Spring within cloud-native, microservices architectures.

Responsibilities include leading API-driven development, integrating blockchain connectivity, custody models, settlement workflows, and real-time payments, with a focus on reliability, security, and performance.

Qualifications

• Bachelor's degree or equivalent work experience.
• 5+ years of relevant experience in software development.
• Experience with Java, Spring Framework, Spring Boot, REST APIs and microservices.

Responsibilities

• Design, develop, test, deploy, and support scalable, secure applications using Java/Spring.
• Lead architecture reviews and governance to ensure enterprise alignment.
• Develop APIs, event-driven systems, and high-volume transaction processing platforms.

Skills

Java

Spring Boot

REST APIs

Microservices

Cloud Platforms

Kubernetes

Apache Kafka

DDD

DevOps

CI/CD

Observability

Education

Bachelor's degree or equivalent

Tools

Docker

Job description

U.S. Bank is seeking a Senior Software Engineer for Payments & Digital Assets in Charlotte, NC or Irving, TX. You will analyze, design, test, and maintain scalable software using Java/Spring within cloud-native, microservices architectures.

Responsibilities include leading API-driven development, integrating blockchain connectivity, custody models, settlement workflows, and real-time payments, with a focus on reliability, security, and performance.