Senior P&C Underwriter

Universal Shield Insurance Group; Dublin (OH); On-site; USD 110,000 - 160,000; Full time

Benefits offered by this job

Medical coverage with company-contrib.

Dental insurance

Vision insurance

401(k) with company match

Voluntary benefits

Job summary

Universal Shield Insurance Group is seeking an experienced Commercial P&C Underwriter to manage a renewal book of approximately $7M-$8M and generate new business of about $1.5M annually. You will underwrite for both Admitted and Surplus Lines products within delegated authority, reviewing market conditions to decide on coverage, pricing, or discontinuation.

The role requires applying forms, endorsements and deductibles to mitigate risk, preparing written reports and leading meetings on coverage

Qualifications

• Five+ years of Commercial P&C underwriting experience.
• CPCU, CIC or equivalent designation preferred.
• Strong communication and customer service focus.
• Organizational and time management skills.
• Detail-oriented with ability to multitask.

Responsibilities

• Manage renewal book of about $7M-$8M and generate ~1.5M new business annually.
• Underwrite for Admitted and Surplus Lines; price, modify, or accept/reject.
• Review market conditions to decide coverage levels or discontinuation.
• Apply forms, endorsements, and deductibles to mitigate risk.
• Prepare written reports and lead meetings on coverage decisions.
• Develop relationships with wholesalers and agents; provide underwriting guidance.
• Identify growth opportunities and assist with rate and pricing strategies.
• Maintain profitable book within delegated authority and stay current on market trends.

Skills

Underwriting

Communication

Customer service

Time management

Collaboration

Detail orientation

Education

CPCU or CIC designation

Job description

Universal Shield Insurance Group is a hybrid property and casualty insurance organization and insurtech providing innovative insurance solutions to underserved small-business markets on both an admitted and surplus lines basis. Guided by an entrepreneurial spirit, we combine insurance expertise with modern technology to make doing business faster and more intuitive. Through our digital agency portals, direct-to-consumer platforms, and B2B solutions, we streamline the insurance experience and enable efficient, competitive underwriting decisions for our partners and customers.

Key Responsibilities

• Capable of managing a renewal book of approximately $7M-$8M and generating new business of approximately $1.5M annually.
• Objectively analyze diverse information on new and renewal business to accept, price, modify, or reject business within delegated authority level for both Admitted and Surplus Lines Products.
• Reviewing market conditions to determine whether new coverage should be offered or existing coverage should be scaled back or discontinued.
• Effectively apply forms, endorsements, and deductibles to help mitigate risk.
• Preparing written reports and leading meetings detailing/discussing coverage decisions, including supporting documentation.
• Develop strong business relationships with key wholesalers and agents and provide underwriting guidance to the producers.
• Identify account rounding opportunities to increase product footprint with wholesalers and customers.
• Collaborate with other underwriters, marketing, claims, operations, and management colleagues when necessary to manage and implement effective rate and pricing strategies to produce profitable results, book portfolio growth, and enhance producer relations.
• Identify opportunities for growth within existing and new sources of business. Must have expertise in marketing of insurance products and rating/pricing strategies to achieve profitable growth.
• Maintain a profitable book of business within assigned levels of authority by using sound underwriting judgment and technical skills.
• Continue personal industry skills and knowledge development to meet the company goals of quality and timeliness.
• Maintain knowledge of current insurance market trends, conditions, competitive intelligence, compliance/regulatory issues, and product and service innovations.
• Ability to interact collaboratively and collegially with colleagues, agents, and customers in a professional manner.

Job Requirements

• At least five years of Commercial P&C underwriting insurance experience is required (experience with Commercial Property, General Liability, Inland Marine, BOP/CPP preferred)
• Achievement of CPCU, CIC, or other applicable designations with a willingness to complete additional credentials and continuing education
• Ability to Communicate effectively with internal and external contacts - strong customer service focus
• Strong organizational and time management skills required
• Strong intellectual curiosity
• Detail-oriented and able to handle multiple tasks on time

Universal Shield Insurance Group offers a competitive benefits package that supports employees’ health, wellness, financial well-being, and work-life balance. Benefits include medical coverage with company-contributed HSA, dental and vision insurance, company-matched 401(k), and optional voluntary benefits.