Insurance Product Manager – Property & Casualty

Superior-Underwriters; Las Vegas (NV); On-site; USD 120,000 - 170,000; Full time

Job summary

Superior Underwriters is seeking an Insurance Product Manager for Property & Casualty to lead the full product lifecycle, collaborating with underwriting, actuarial, and sales to deliver competitive, compliant products. The role requires strong analytical skills and the ability to drive cross-functional initiatives.

Responsibilities include market analysis, pricing evaluation, and regulatory filings, with a focus on performance metrics and market positioning.

Qualifications

• Bachelor’s degree in business, finance, insurance, risk management, economics, actuarial science, or a related field.

Responsibilities

• Develop and manage P&C insurance products throughout the full product lifecycle.
• Analyze market trends, competition, customer needs, profitability, and regulatory changes to identify opportunities and risks.
• Collaborate with actuarial and underwriting to evaluate pricing, rating plans, guidelines, coverage forms, eligibility, and profitability.
• Lead product enhancements including coverage, policy language, pricing structure, forms, rules, and processes.
• Prepare business cases, financial analyses, and implementation plans for new products or changes.
• Coordinate with legal and compliance for state filings and regulatory reviews.
• Partner with claims, operations, technology, and distribution to ensure operational effectiveness and marketplace alignment.
• Support go-to-market by developing product materials, tools, and training resources.
• Monitor performance against loss ratio, retention, premium volume, rate adequacy, expense trends, and competitiveness.
• Communicate strategy and insights to leadership and stakeholders.

Skills

Analytical skills

Communication

Presentation skills

Organizational skills

Cross-functional collaboration

Problem-solving

Stakeholder management

Education

Bachelor’s degree in business/finance/insurance or related field

Tools

Excel

SQL

Data visualization tools

Job description

Career Opportunities with Superior Underwriters

A great place to work.

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Insurance Product Manager – Property & Casualty

Job Description: Insurance Product Manager – Property & Casualty

Position Summary: The Insurance Product Manager – Property & Casualty is responsible for developing, managing, and optimizing P&C insurance products to support profitable growth, competitive market positioning, regulatory compliance, and customer needs. This role partners closely with underwriting, actuarial, claims, sales, marketing, legal, compliance, operations, and technology teams to manage the product lifecycle from concept through launch, performance monitoring, and ongoing enhancement.

Key Responsibilities

• Develop and manage P&C insurance products throughout the full product lifecycle, including market research, product design, implementation, monitoring, and continuous improvement.
• Analyze market trends, competitive offerings, customer needs, loss experience, premium growth, profitability, and regulatory changes to identify product opportunities and risks and to bring those opportunities to the attention of management.
• Partner with actuarial and underwriting teams to evaluate pricing, rating plans, underwriting guidelines, coverage forms, eligibility criteria, and product profitability.
• Lead product enhancement initiatives, including changes to coverage, policy language, pricing structure, forms, rules, and operational processes.
• Prepare business cases, financial analyses, product recommendations, and implementation plans for new products or product modifications.
• Coordinate with legal and compliance teams to advance state filings, regulatory reviews, and adherence to applicable insurance laws and requirements.
• Collaborate with claims, operations, technology, and distribution partners to ensure products are operationally effective, accepted by the marketplace and aligned with customer and business expectations.
• Support go-to-market planning by partnering with sales, marketing, and training teams to develop product materials, sales tools, and internal as well as education resources.
• Monitor product performance against key metrics, including loss ratio, retention, premium volume, rate adequacy, expense trends, customer adoption, and competitive position.
• Communicate product strategy, performance insights, and recommendations to leadership and cross-functional stakeholders.

Required Qualifications

• Bachelor’s degree in business, finance, insurance, risk management, economics, actuarial science, or a related field.
• Five or more years of experience in property and casualty insurance, product management, underwriting, product analysis, business analysis, or a related insurance role.
• Strong understanding of P&C insurance products, coverages, rating concepts, underwriting practices, policy forms, and regulatory requirements.
• Experience analyzing financial performance, loss ratios, pricing impacts, market trends, and product profitability.
• Ability to manage cross-functional projects, influence stakeholders, and drive execution across multiple business areas.
• Strong analytical, problem-solving, communication, presentation, and organizational skills.
• Proficiency with Microsoft Office applications, particularly Excel; experience with data analysis tools or reporting platforms preferred.

Preferred Qualifications

• Experience with auto, specialty property, or other personal P&C product lines.
• Experience supporting state filings, regulatory interpretation, rate changes, form changes, or product launches.
• Knowledge of actuarial pricing, reinsurance, risk segmentation, predictive modeling, or portfolio management.
• Experience working with policy administration systems, rating engines, business intelligence tools, SQL, or data visualization platforms.
• Strategic thinking and business acumen
• Financial and analytical rigor
• Knowledge of insurance risk and profitability drivers
• Cross-functional collaboration and stakeholder management
• Clear written and verbal communication
• Project management and execution discipline
• Customer, agent, and market orientation
• Adaptability in a changing regulatory and competitive environment

This position typically operates in a professional office, hybrid, or remote environment and requires regular collaboration with internal teams, external partners, vendors, and distribution channels. Occasional travel may be required for business meetings, industry events, or partner visits.

The company is an equal opportunity employer and considers qualified applicants without regard to legally protected characteristics. Employment decisions are based on qualifications, merit, business needs, and applicable law.