Senior P&C Insurance BA – Remote

Kin Insurance; United States; Remote; USD 110,000 - 150,000; Full time

Benefits offered by this job

Competitive salary

Equity via RSUs

401(k) with match

Medical, dental, vision

Mental health support

Flexible PTO

Job summary

Kin Insurance is seeking a Senior Insurance Business Analyst to translate insurance product decisions into system requirements and oversee the requirements lifecycle for new products, state launches, and rate changes.

You will collaborate with cross‑functional teams including Product, Actuarial, Underwriting, Compliance, Claims, and Engineering to ensure accurate, implementation‑ready specifications and successful deployments.

Qualifications

• 5+ years of experience in a business analyst, systems analyst, or similar role, including 3+ years in P&C insurance.
• Experience translating insurance product concepts (coverages, forms, endorsements, rating structures, eligibility rules, and state variations) into structured business and functional requirements for Engineering and Tech Product.
• Working knowledge of the insurance product lifecycle and how product decisions are configured and implemented in policy administration and related systems.
• Experience producing user stories, acceptance criteria, process flows, decision tables, data mappings, and current‑and‑future‑state documentation.
• Experience partnering with Engineering or IT teams in an Agile or iterative delivery environment, including requirements clarification, UAT, and implementation validation.

Responsibilities

• Own the requirements lifecycle for insurance product and state‑configuration changes, from initial discovery through an implementation‑ready handoff to Engineering and Tech Product.
• Translate business decisions on new products, insurance filings, forms, endorsements, coverages, rating algorithms, eligibility rules, and state‑specific configurations into clear business requirements and functional specifications.
• Partner with Insurance Product, Actuarial, Underwriting, Compliance, Claims, Operations, Tech Product, and Engineering to gather inputs, resolve ambiguity, confirm decisions, and maintain alignment from business decision through system deployment.
• Document current‑state processes and system behavior, define future‑state workflows, and manage requirements changes throughout delivery.
• Identify gaps, edge cases, dependencies, compliance requirements, and downstream impacts across rating, policy administration, billing, claims, servicing, and reporting before development begins.
• Assess the customer, operational, and system impact of proposed product rules, and recommend alternative approaches when a requirement would create unnecessary friction, cost, or unintended consequences.
• Build user stories, process flows, decision tables, data mappings, and acceptance criteria that let developers build accurately, while maintaining traceability from approved decisions through implementation and testing.
• Own requirements questions during development as the primary point of contact, documenting clarifications and decisions as they're made.
• Lead UAT planning, test scenarios, business review, and the product review and beta‑validation process to confirm product changes are implemented correctly before broader release.
• Drive launch readiness and repeatable delivery through process documentation, stakeholder communication, handoff guidance, and continuously improved templates, checklists, and documentation standards

Skills

Business analysis

P&C insurance knowledge

Requirements gathering

UAT planning

Stakeholder management

Tools

Jira

Confluence

Job description

Kin Insurance is seeking a Senior Insurance Business Analyst to translate insurance product decisions into system requirements and oversee the requirements lifecycle for new products, state launches, and rate changes.

You will collaborate with cross‑functional teams including Product, Actuarial, Underwriting, Compliance, Claims, and Engineering to ensure accurate, implementation‑ready specifications and successful deployments.