Senior MPL Underwriter: Grow Risk & Broker Partnerships

At-Bay; San Francisco (CA); Hybrid; USD 90,000 - 145,000; Full time

Job summary

At-Bay, the world’s first InsurSec provider, seeks an Underwriter / Senior Underwriter, MPL to grow its MPL portfolio by underwriting new and renewal business and building strong broker partnerships. You will apply sound risk selection and pricing while collaborating across functions to refine appetite and expand market presence.

You’ll own a book of business, evaluate exposures, negotiate terms, and leverage data to inform decisions in a fast-paced, entrepreneurial environment.

Qualifications

• Experience underwriting MPL or related professional liability products.
• Strong understanding of professional liability exposures, coverage forms, policy terms, exclusions, pricing considerations.
• Proven ability to evaluate risks and balance growth with profitability.
• Experience developing broker relationships and driving new business opportunities.
• Strong analytical, negotiation, and communication skills.
• Comfort using data and analytics to improve underwriting decisions and operational efficiency.
• Highly accountable, detail oriented, and ownership-driven.
• Entrepreneurial mindset to help build and scale a growing insurance product.

Responsibilities

• Underwrite new and renewal MPL business, evaluating professional exposures, loss history, financial information, contractual obligations, and other relevant risk characteristics.
• Assess, select, price, and structure risks in accordance with underwriting guidelines, authority levels, and profitability objectives.
• Negotiate coverage, pricing, limits, terms, conditions, and endorsements with brokers to deliver competitive solutions while maintaining underwriting discipline.
• Manage and grow a profitable book of business, balancing new business production, retention, pricing adequacy, and portfolio performance.
• Monitor portfolio trends, market conditions, and emerging professional liability exposures to identify opportunities and inform underwriting decisions.
• Build, maintain, and expand relationships with retail and wholesale broker partners to generate submission flow and increase market presence.
• Develop and execute territory and broker engagement strategies to drive new business and retention.
• Represent At-Bay at broker meetings, industry events, and other business development opportunities.
• Identify cross-selling opportunities across At-Bay's offerings where appropriate.
• Collaborate with underwriting leadership to refine MPL risk appetite, pricing strategies, and product offerings.
• Partner with product, actuarial, claims, technology, and other teams to improve underwriting performance and broker experience.
• Leverage data, analytics, and technology to make informed underwriting decisions and streamline workflows.
• Contribute market intelligence and broker feedback to shape go-to-market strategy and product development.
• Act as a subject matter expert for MPL across the organization.

Skills

MPL underwriting

E&O underwriting

Broker relationships

Analytical skills

Negotiation

Communication

Data analytics

Entrepreneurial mindset

Team collaboration

Job description

At-Bay, the world’s first InsurSec provider, seeks an Underwriter / Senior Underwriter, MPL to grow its MPL portfolio by underwriting new and renewal business and building strong broker partnerships. You will apply sound risk selection and pricing while collaborating across functions to refine appetite and expand market presence.

You’ll own a book of business, evaluate exposures, negotiate terms, and leverage data to inform decisions in a fast-paced, entrepreneurial environment.