Senior MPL Underwriter — Build a New Program

Victor; Bethesda (MD); Hybrid; USD 88,000 - 188,000; Full time

Job summary

Victor Insurance is seeking a Senior Underwriter to help launch and grow a new Miscellaneous Professional Liability (MPL) program. This is a build-stage role focused on underwriting strategy, pricing, and workflow development.

The successful candidate will shape guidelines, maintain broker relationships, and mentor junior staff, while ensuring regulatory compliance and data quality across systems.

Qualifications

• Bachelor’s degree or equivalent experience.
• Demonstrated ability to underwrite complex professional liability risks and make independent decisions within authority.
• Strong knowledge of MPL coverage forms, policy structure, rating considerations, and claims drivers.
• Experience building or scaling books of business, products, or programs is strongly preferred.
• Established broker relationships and proven ability to develop business in a competitive market.
• Strong analytical, negotiation, and portfolio management skills.
• Excellent communication and interpersonal skills, with the ability to influence internal and external stakeholders.
• Comfortable working in a fast-paced, entrepreneurial environment with evolving priorities.
• Proficiency with underwriting systems, Microsoft Office, and data-driven decision-making tools.
• 7 to 15+ years of underwriting experience in professional liability, with meaningful experience in Miscellaneous Professional Liability or adjacent E&O lines.

Responsibilities

• Underwrite new and renewal MPL risks in accordance with program guidelines, authority, and profitability targets.
• Evaluate submissions, including applications, financials, loss runs, contracts, and other underwriting data, to determine acceptability of risk.
• Select, price, structure, quote, bind, and manage MPL accounts with a focus on disciplined underwriting and sustainable growth.
• Partner with leadership to help develop and refine underwriting appetite, guidelines, coverage positions, pricing strategy, and workflow for the new program.
• Build and maintain strong relationships with wholesale and retail broker partners to drive submission flow and market presence.
• Negotiate terms, conditions, and pricing with brokers while balancing production goals and underwriting discipline.
• Monitor portfolio performance, rate adequacy, loss trends, and industry developments to identify opportunities and emerging issues.
• Collaborate with actuarial, claims, legal, operations, product, and compliance partners to support program development and execution.
• Provide underwriting mentorship and technical guidance to junior team members as the program grows.
• Assist with product enhancement, coverage wording review, and competitive market analysis.
• Ensure adherence to internal underwriting standards, regulatory requirements, and delegated authority protocols.
• Maintain accurate underwriting files, documentation, and data quality within policy administration and workflow systems.

Skills

Underwriting complex risks

Broker relationships

Analytical skills

Negotiation

Communication

Education

Bachelor’s degree or equivalent experience

Tools

Underwriting systems

Microsoft Office

Data-driven tools

Job description

Victor Insurance is seeking a Senior Underwriter to help launch and grow a new Miscellaneous Professional Liability (MPL) program. This is a build-stage role focused on underwriting strategy, pricing, and workflow development.

The successful candidate will shape guidelines, maintain broker relationships, and mentor junior staff, while ensuring regulatory compliance and data quality across systems.