Senior Mortgage Underwriter – Govt & GSE Loans

Trustmark Corporation; Mobile, Northern (AL, KY); Hybrid; USD 60,000 - 90,000; Full time

Job summary

Trustmark Bank is seeking a mortgage underwriting professional to support both retail and wholesale originations with guidance on GSE guidelines and income scenario analysis. The role involves managing a small loan pipeline for final approval and reviewing appraisals for conditional requirements.

Ideal candidates will have 5 years of underwriting experience across FNMA/FHLMC, FHA, USDA, and VA loans, plus DE and VA SAR certifications. Strong organizational and communication skills are essential.

Qualifications

• 5 years in underwriting FNMA/FHLMC, FHA, USDA and VA loans
• General understanding and knowledge of underwriting and compliance guidelines
• Working knowledge of DeskTop Underwriter System

Responsibilities

• Provide assistance to both retail and originators, processors, for questions regarding guidelines, income requirements scenarios.
• Maintain a small pipeline of loans to decision for final approval based on underwriting authority delegations.
• Review all appraisal types for final approval including issuing NOV’s and HFS/USDA conditional requirements.
• Stay updated and attend refresher training for all investor guidelines.
• Review and respond to management for all QC/QA exceptions.

Skills

Attention to detail

Strong communication

Organizational skills

Problem solving

Education

High School Diploma or GED

Tools

Desktop Underwriter

Excel

Word

Job description

Trustmark Bank is seeking a mortgage underwriting professional to support both retail and wholesale originations with guidance on GSE guidelines and income scenario analysis. The role involves managing a small loan pipeline for final approval and reviewing appraisals for conditional requirements.

Ideal candidates will have 5 years of underwriting experience across FNMA/FHLMC, FHA, USDA, and VA loans, plus DE and VA SAR certifications. Strong organizational and communication skills are essential.