Senior Mortgage Underwriter: Expert Risk & Compliance

Seacoast Bank; Tampa (FL); On-site; USD 60,000 - 80,000; Full time

Job summary

Seacoast Bank is seeking a Mortgage Underwriter to evaluate credit risk and underwriting of residential mortgage loan applications. This role involves comprehensive risk analysis, adhering to regulatory guidelines, and ensuring sound credit decisions.

The ideal candidate will hold a Bachelor's degree and have over four years of experience in mortgage underwriting, with knowledge of various loan products. Strong analytical and communication skills are essential for success in this critical lending role.

Qualifications

• Bachelor’s degree from an accredited four-year college.
• Four or more years of experience in residential mortgage underwriting.
• Strong working knowledge of FNMA, Freddie Mac, FHA, VA, and USDA loan products.

Responsibilities

• Independently assess and underwrite mortgage loan applications.
• Perform thorough risk analysis of borrower credit and assets.
• Exercise delegated underwriting authority within approved limits.

Skills

Credit Risk Assessment

Regulatory Compliance

Analytical Skills

Communication Skills

Loan Products Knowledge

Education

Bachelor’s degree in relevant field

4+ years of residential mortgage underwriting experience

Tools

Loan Origination Systems

Spreadsheets Software

Job description

Seacoast Bank is seeking a Mortgage Underwriter to evaluate credit risk and underwriting of residential mortgage loan applications. This role involves comprehensive risk analysis, adhering to regulatory guidelines, and ensuring sound credit decisions.

The ideal candidate will hold a Bachelor's degree and have over four years of experience in mortgage underwriting, with knowledge of various loan products. Strong analytical and communication skills are essential for success in this critical lending role.