Senior Mortgage Underwriter: Expert Risk & Compliance

Seacoast Bank; Orlando (FL); On-site; USD 70,000 - 90,000; Full time

Job summary

Seacoast Bank in Orlando, Florida is seeking a Mortgage Underwriter responsible for evaluating credit risk and underwriting mortgage applications. This role requires a strong understanding of regulatory guidelines and significant lending authority, ensuring sound credit decisions for borrowers.

The ideal candidate will have over four years of residential mortgage underwriting experience and expertise in various loan products, along with excellent analytical and communication skills. A bachelor's degree is a must.

Qualifications

• Bachelor’s degree from an accredited four-year college or university or equivalent experience.
• Four or more years of experience in residential mortgage underwriting.
• Strong knowledge of FNMA, Freddie Mac, FHA, VA, and USDA/Rural Development requirements.

Responsibilities

• Underwrite conventional and government loan products.
• Perform thorough risk analysis of borrower credit and income.
• Prepare mortgage insurance packages for approval.

Skills

Credit risk assessment

Regulatory compliance

Loan underwriting

Analytical skills

Communication skills

Education

Bachelor's degree in relevant field

Experience in residential mortgage underwriting

Tools

Loan origination systems

Underwriting tools

Job description

Seacoast Bank in Orlando, Florida is seeking a Mortgage Underwriter responsible for evaluating credit risk and underwriting mortgage applications. This role requires a strong understanding of regulatory guidelines and significant lending authority, ensuring sound credit decisions for borrowers.

The ideal candidate will have over four years of residential mortgage underwriting experience and expertise in various loan products, along with excellent analytical and communication skills. A bachelor's degree is a must.