Senior Mortgage Underwriter

Bangor Savings Bank; Andover (MN); On-site; USD 74,000 - 102,000; Full time

Job summary

Bangor Savings Bank is seeking Underwriter I/II/III to assess residential mortgage and consumer loan applications in a detailed, compliant, and timely manner. You will evaluate credit, income, assets, and collateral, and prepare documents for processing in line with investor requirements.

The role covers underwriting across multiple loan types, with increasing responsibilities, including communicating lending decisions and mentoring junior underwriters as needed.

Qualifications

• Underwriter I requires detailed review of mortgage and consumer loan applications.
• Regulatory and documentation accuracy is essential.
• Proficiency with Encompass and ACTion is preferred.

Responsibilities

• Review loan applications and documentation to determine required actions.
• Communicate and document loan files with missing information or discrepancies.
• Ensure loans meet agency, bank, and regulatory requirements.
• Operate with Encompass and ACTion inputs and related systems.

Skills

Analytical skills

Detail oriented

Communication skills

Independent work

Education

High school diploma

College/training helpful

Tools

Encompass

ACTion

MS Office

Job description

Bangor Savings Bank is seeking Underwriter I/II/III to assess residential mortgage and consumer loan applications in a detailed, compliant, and timely manner. You will evaluate credit, income, assets, and collateral, and prepare documents for processing in line with investor requirements.

The role covers underwriting across multiple loan types, with increasing responsibilities, including communicating lending decisions and mentoring junior underwriters as needed.