Senior Mortgage Processor

Lake Michigan Credit Union; Grand Rapids (MI); Hybrid; USD 65,000 - 90,000; Full time

Benefits offered by this job

Weekly pay

Health, dental, vision, HSA match, etc

Tuition reimbursement

Job summary

Lake Michigan Credit Union is seeking a Senior Mortgage Processor in Grand Rapids, MI. The role focuses on gathering, reviewing, and organizing documentation to process complex mortgage loan applications, serving as the main contact for borrowers and partners through closing.

Ideal candidates will have 3–5 years in mortgage lending, strong communication and detail skills, and the ability to thrive in a fast-paced environment. This hybrid position offers comprehensive benefits and weekly pay.

Qualifications

• Three to five years of mortgage lending or loan processing experience or training.
• Experience with mortgage programs and agency requirements is preferred.
• Ability to manage deadlines in a fast-paced environment.

Responsibilities

• Review underwriting decisions and prepare letters; obtain required documentation.
• Coordinate with vendors for appraisals and title documents within timelines.
• Maintain communication with borrowers and internal partners throughout the process.
• Process various mortgage loan products including conventional, government, and down-payment assistance.

Skills

Time management

Communication

Attention to detail

Independence

Collaboration

Education

High School Diploma or GED

Tools

AllRegs

Microsoft Office

Job description

Senior Mortgage Processor### Senior Mortgage ProcessorApply: Remote MI: Full time: Posted Yesterday: REQ-2026-7024Primary Location: Grand Rapids, MIEmployee Status: Full-TimeWorkplace Type: Hybrid**Who we are:**At LMCU, you'll find more than just a job - discover a fulfilling career where your contributions truly matter. Join our talented team at Lake Michigan Credit Union and discover the difference an employer who puts people first can make in your career and life.**About this position:**Our Senior Mortgage Processor is responsible for gathering, reviewing, and organizing the documentation required to process complex mortgage loan applications. Serves as the primary point of contact for borrowers, real estate agents, mortgage loan originators, mortgage underwriters, and other partners from origination through closing. Applies detailed knowledge of mortgage programs and agency requirements to ensure loan files are complete, accurate, and ready for underwriting and closing.**What you’ll do:*** Review underwriting decisions, prepare decision letters, and work with applicants to obtain additional documentation required for final approval.* Coordinate with outside vendors to obtain appraisals and title documents within required timelines.* Maintain communication with borrowers and internal partners throughout the loan process.* Process complex mortgage loan applications, including conventional, government, bond and down-payment-assistance, and new-construction loans.* Review credit reports, income documentation, and asset documentation to confirm the loan file meets requirements for an underwriting decision.* Provide a high level of service through clear and timely phone and email communication with borrowers and internal and external partners.* Prepare completed loan files for submission to the Closing Department.* Obtain homeowners insurance and payoff information and coordinate with the Title Department and internal partners to establish closing dates.* Comply with applicable laws and regulations, including the Bank Secrecy Act, USA PATRIOT Act, and Office of Foreign Assets Control requirements.* Adhere to and champion our core values of curious minds, collaborative hearts, and continuous excellence.**What you’ll bring:*** High school diploma or equivalent required; higher education preferred.* Three to five years of mortgage lending or loan processing experience or training.* Extensive experience or education in mortgage lending strongly preferred.* Experience processing various mortgage loan products, including escrow and adjustable-rate mortgage requirements.* Ability to thrive in a fast-paced, deadline-driven environment.* Advanced knowledge of the AllRegs website strongly preferred.* Intermediate proficiency with Microsoft Office applications.* Strong computer skills with the ability to navigate internet-based systems.* Effective written and verbal communication skills.* Ability to work independently while collaborating effectively with internal partners.* Strong time-management and organizational skills with the ability to balance changing priorities.* Ability to perform basic mathematical calculations accurately.**What you’ll get:*** All Employees: weekly pay and retirement savings options.* Full Time Employees: comprehensive health coverage including medical (with prescription), dental, vision, HSA match, paid parental leave, and tuition reimbursement.* To see a full list of our benefit offerings, check out this helpful guide!**Have additional questions about the role? Email the Talent Acquisition Team at:** **[e-mail]****.**If you lack access to the internet or require an accommodation in the application process, please send your resume via mail to P.O. BOX 2848, Grand Rapids, MI 49501-2848.LMCU is an Equal Opportunity Employer