Vice President Commercial Lender - Grand Rapids, MI

Lake Michigan Credit Union; Grand Rapids Charter Township (MI); On-site; USD 120,000 - 180,000; Full time

Benefits offered by this job

Weekly pay

Retirement plan

Health, dental, vision

HSA match

Paid parental leave

Tuition reimbursement

Job summary

Lake Michigan Credit Union is seeking a Vice President Commercial Lender to lead commercial loan production and portfolio growth. You will expand depository relationships with existing and new members, providing financial solutions aligned with their business objectives.

The role emphasizes relationship management, loan structuring, and collaboration with credit teams to ensure compliant, timely closings. Strong leadership and community involvement are valued.

Qualifications

• Five+ years of experience in commercial lending and portfolio management.
• Strong knowledge of lending policy, depository services and credit operations.
• Excellent communication and interpersonal skills; active community involvement preferred.

Responsibilities

• Develop and maintain a pipeline of commercial lending opportunities to grow the portfolio.
• Understand members' businesses and financials to tailor financial solutions.
• Deepen relationships by cross-selling deposits and services.
• Monitor loan portfolio quality, past-due credits, and loan servicing.
• Coordinate with Credit teams to secure timely loan approvals and closings.

Skills

Commercial lending

Portfolio management

Relationship management

Credit analysis

Financial statement analysis

Cross-selling

Communication skills

Education

Bachelor's degree in Business/Finance/Economics

Job description

Job Title: Vice President Commercial LenderPrimary Location: 5540 Glenwood, Grand Rapids, MIEmployee Status: Full-time salaryWorkplace Type: Fully On-SiteWho we are:At LMCU, you'll find more than just a job - discover a fulfilling career where your contributions truly matter. Join our talented team at Lake Michigan Credit Union and discover the difference an employer who puts people first can make in your career and life.About this position:The Vice President Commercial Lender is responsible for commercial loan production, loan portfolio growth, and the expansion of depository relationships with both existing and new members. This role focuses on relationship management, delivery of financial solutions, and support of members’ business objectives.Key Responsibilities:Relationships and Loan Portfolio Growth for Existing CustomersBuild and maintain a strong pipeline of commercial lending opportunities to support portfolio growth.Develop a thorough understanding of members’ businesses, including their operations, financial performance, and strategic objectives.Manage and deepen existing member relationships by identifying opportunities to cross-sell deposit products and other financial services.Provide members with insights, industry knowledge, and market trends to support informed business decisions.Loan Portfolio Management and MaintenanceMonitor the commercial loan portfolio to ensure strong credit quality, including oversight of past-due credits, non-performing loans, loan servicing, and the resolution of outstanding loan conditions.Conduct regular member meetings on a quarterly to semi-annual basis to assess performance and identify new lending opportunities.Loan Structuring, Processing, and ClosingEvaluate member loan requests and make preliminary assessments of creditworthiness and feasibility.Gather and analyze required documentation, including financial statements and project-related information.Collaborate with the Credit team to obtain additional information or clarification needed for loan approval and closing.Coordinate internal and external resources to ensure timely and efficient loan processing and execution of loan documents.Ensure full compliance with all federal and state lending regulations, LMCU policies, and risk management standards.What you’ll bring:Bachelor’s degree in Business, Finance, Economics, or related field.Five+ years of experience in commercial lending, with proven success in portfolio management and business development.Thorough knowledge of commercial lending policy, depository services, credit union/banking operations.Solid financial analysis capabilities and understanding of financial statements.Excellent communication and interpersonal skills.Active involvement in community and industry organizations preferred.What you’ll get:All Employees: weekly pay and retirement savings options.Full Time Employees: comprehensive health coverage including medical (with prescription), dental, vision, HSA match, paid parental leave, and tuition reimbursement.To see a full list of our benefit offerings, check out this helpful guide!Have additional questions about the role? Email the Talent Acquisition Team at: [e-mail] you lack access to the internet or require an accommodation in the application process, please send your resume via mail to 5664 Prairie Creek Drive, Caledonia, MI 49316.LMCU is an Equal Opportunity EmployerLMCU is an Equal Opportunity Employer