Mortgage Sales Assistant II

Lake Michigan Credit Union; United States; Hybride; USD 50 000 - 65 000; Plein temps

Avantages offerts par ce poste

Weekly pay

Health coverage (medical, dental, vis)

HSA match

Paid parental leave

Tuition reimbursement

Résumé du poste

Lake Michigan Credit Union seeks a Mortgage Sales Assistant II to support loan processing, manage pipelines, and ensure accurate documentation while delivering exceptional member service. This role assists Mortgage Loan Officers and underwriters by coordinating processing activities and communicating with members and third parties.

You will help ensure timely, compliant closings and apply product knowledge to enhance member experience, with a proactive sales support approach and strong attention

Qualifications

• 3+ years of mortgage loan processing experience across conventional, government, ARM, and escrow-based loan products.
• Able to excel in a fast-paced, deadline-driven environment while managing multiple priorities.
• Strong customer service and relationship-building skills with a goal to cross-sell products.

Responsabilités

• Ensure mortgage applications are complete and compliant with procedures and policies.
• Communicate underwriting decisions and conditions to members and realtors; prepare cost estimates.
• Advise members on loan approval/denial and offer alternatives as needed.
• Use product knowledge to drive conversations toward fulfilling members' financial needs.
• Counsel members on money management and financial matters.
• Monitor pipeline and review loans to determine conditions prior to closing.
• Enter loan data accurately and calculate interest, principal, and closing costs.
• Run pipeline reports to evaluate workflow and efficiency.

Connaissances

Customer service

Problem-solving

Relationship-building

Cross-selling

Formation

High school diploma or equivalent

Outils

LoanQuest

Loan Beam

Symitar

CRM

MortgageBot Access

Microsoft Office

Description du poste

Employee Status: Full-Time

Workplace Type: Hybrid

Who we are:

At LMCU, you'll find more than just a job - discover a fulfilling career where your contributions truly matter. Join our talented team at Lake Michigan Credit Union and discover the difference an employer who puts people first can make in your career and life.

About this position:

The Mortgage Sales Assistant II plays a key role in supporting the mortgage lending process by managing loan pipelines, ensuring accurate documentation, and delivering excellent service to members. This position assists Mortgage Loan Officers and underwriters by coordinating loan processing activities, communicating with members and third parties, and helping to ensure that loans are completed in a timely and compliant manner. Additionally, this role requires a proactive approach to sales support, member advisement, and product knowledge to enhance the overall member experience and meet organizational goals.

What you'll do:

• Ensures completion of mortgage applications and that appropriate procedures and policies are followed, while meeting sales goals and objectives.
• Communicates underwriting decisions and conditions to members and realtors, Monitors and calculates interest rates and corresponding APRs, and prepares accurate cost estimates for borrowers.
• Advises members of loan approval or denial and counsel members whose loan requests were denied, explaining reasons and alternatives.
• Effectively uses holistic knowledge of LMCU products to drive conversations towards completely fulfilling a member's financial needs.
• Counsels members regarding money management and financial matters.
• Effectively use product knowledge and services to persuade and close deals.
• Anticipates member needs by applying knowledge of market trends (competitor interest rates, etc).
• Monitors pipeline for all new mortgage loan submissions and loans currently in process.
• Reviews approved mortgage loans to determine outstanding conditions required prior to closing.
• Accurately enters loan data and calculates interest, principal payments, and closing costs.
• Runs pipeline reports to assist management in evaluating workflow and efficiency.
• Assesses borrower eligibility by analyzing credit scores, interest rates, and calculating daily interest, while resolving complex borrower scenarios as needed.
• Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
• Adhere to and champion our core values of curious minds, collaborative hearts, and continuous excellence.

What you'll bring:

• 3+ years of mortgage loan processing experience, including conventional, government, ARM, and escrow-based loan products.
• High school diploma or equivalent required.
• Proven ability to excel in a fast-paced, deadline-driven environment while managing multiple priorities and maintaining accuracy.
• Strong customer service, problem-solving, and relationship-building skills, with the ability to resolve complex member issues, cross-sell products and services, and foster community partnerships.
• Proficiency with mortgage and banking platforms such as LoanQuest, Loan Beam, Symitar, CRM, MortgageBot Access, and Microsoft Office applications.
• Strong written and verbal communication skills, with the ability to handle sensitive and confidential information with professionalism, discretion, and diplomacy.
• Self-motivated and adaptable, with effective time management skills and the ability to work independently with minimal supervision.

What you'll get:

• All Employees: weekly pay and retirement savings options.
• Full Time Employees: comprehensive health coverage including medical (with prescription), dental, vision, HSA match, paid parental leave, and tuition reimbursement.
• To see a full list of our benefit offerings, check out this helpful guide !

LMCU is an Equal Opportunity Employer