Senior Mid‑Market Employee Benefits Underwriter

The Standard; United States; On-site; USD 76,000 - 112,000; Full time

Benefits offered by this job

Medical, dental, vision

401(k) with company match

Annual incentive bonus

Generous PTO and volunteer hours

Parental leave and adoption/surrogacy

Employee giving program

Job summary

The Standard is seeking a Mid‑Market Senior Underwriter to assess and underwrite complex employee benefits cases in the 1,000–4,999 life range. You will apply advanced underwriting expertise to drive profitable growth, mentor colleagues, and support regional/ mid‑market underwriting teams.

You will analyze trends, develop strategic pricing solutions, and collaborate across departments to optimize enterprise-wide outcomes while upholding competitive, compliant practices.

Qualifications

• 6 years of progressively responsible experience in employee benefits underwriting with 3-5 years of experience underwriting for Life, Short-term Disability (STD), and Long-term Disability (LTD).
• Strong proficiency in underwriting guidelines, procedures, contract provisions, and state insurance statutes.
• Experience mentoring or supporting the development of other underwriters.
• Familiarity with mid‑market or regional account underwriting environments.

Responsibilities

• Analyze economic and financial trends to inform pricing and retention strategies.
• Develop long‑term solutions that strengthen profitability and customer relationships.
• Partner across departments to ensure decisions consider enterprise‑wide impacts.
• Serve as a subject‑matter expert and mentor to underwriting colleagues.

Skills

Underwriting

Mentoring

Contract provisions

Education

Bachelor's degree

HS Diploma or equivalent

Job description

The Standard is seeking a Mid‑Market Senior Underwriter to assess and underwrite complex employee benefits cases in the 1,000–4,999 life range. You will apply advanced underwriting expertise to drive profitable growth, mentor colleagues, and support regional/ mid‑market underwriting teams.

You will analyze trends, develop strategic pricing solutions, and collaborate across departments to optimize enterprise-wide outcomes while upholding competitive, compliant practices.