Sr Underwriter, Mid-Market Accts

The Standard; United States; On-site; USD 76,000 - 112,000; Full time

Benefits offered by this job

Medical, dental, vision

401(k) with company match

Annual incentive bonus

Generous PTO and volunteer hours

Parental leave and adoption/surrogacy

Employee giving program

Job summary

The Standard is seeking a Mid‑Market Senior Underwriter to assess and underwrite complex employee benefits cases in the 1,000–4,999 life range. You will apply advanced underwriting expertise to drive profitable growth, mentor colleagues, and support regional/ mid‑market underwriting teams.

You will analyze trends, develop strategic pricing solutions, and collaborate across departments to optimize enterprise-wide outcomes while upholding competitive, compliant practices.

Qualifications

• 6 years of progressively responsible experience in employee benefits underwriting with 3-5 years of experience underwriting for Life, Short-term Disability (STD), and Long-term Disability (LTD).
• Strong proficiency in underwriting guidelines, procedures, contract provisions, and state insurance statutes.
• Experience mentoring or supporting the development of other underwriters.
• Familiarity with mid‑market or regional account underwriting environments.

Responsibilities

• Analyze economic and financial trends to inform pricing and retention strategies.
• Develop long‑term solutions that strengthen profitability and customer relationships.
• Partner across departments to ensure decisions consider enterprise‑wide impacts.
• Serve as a subject‑matter expert and mentor to underwriting colleagues.

Skills

Underwriting

Mentoring

Contract provisions

Education

Bachelor's degree

HS Diploma or equivalent

Job description

The next part of your journey is right around the corner — with The Standard. A genuine desire to make a difference in the lives of others is the foundation for everything we do. With a customer-first mindset and an intentional focus on building strong teams, we’ve been able to uphold our legacy of financial stability while investing in new, innovative technologies that support the needs of our customers. Our high-performance culture focused on operational excellence thrives thanks to remarkable people united by compassion and a customer-first commitment. Are you ready to make a difference?

Job Summary

As a Mid‑Market Senior Underwriter, you will evaluate and underwrite complex employee benefits cases in the 1,000–4,999 life range, using sound judgment to drive profitable growth and long‑term customer retention. You’ll apply advanced underwriting expertise, anticipate market and economic trends, and develop strategic solutions that support the health of the overall block of business. This role also serves as a subject‑matter expert and mentor within the Regional Accounts and Mid‑Market underwriting teams, helping elevate team capability and decision quality.

• Analyze economic and financial trends to inform pricing and retention strategies.
• Develop long‑term solutions that strengthen profitability and customer relationships.
• Partner across departments to ensure decisions consider enterprise‑wide impacts.
• Serve as a subject‑matter expert and mentor to underwriting colleagues.

Skills And Background You’ll Need

Education

• Bachelor’s degree preferred, HS Diploma or equivalent required.

Experience

• 6 years of progressively responsible experience in employee benefits underwriting with 3-5 years of experience underwriting for Life, Short-term Disability (STD), and Long-term Disability (LTD).
• Strong proficiency in underwriting guidelines, procedures, contract provisions, and state insurance statutes. Demonstrated ability to evaluate complex risk and make sound, strategic decisions.
• Experience mentoring or supporting the development of other underwriters.
• Familiarity with mid‑market or regional account underwriting environments.

Key Behaviors of a Successful Candidate

• Adaptability: Adapts quickly to competing demands and shifting priorities and modifies viewpoints and direction in light of new information.
• Customer Focus: Develops positive internal and external customer relationships by consistently and efficiently delivering value.
• Driving Success: Independently drives work forward and takes responsibility for achieving job requirements, tasks and objectives.

Why Join The Standard?

We have built an enduring legacy of stability, financial strength and exceptional customer service through the contributions of the service-oriented people who choose to work at The Standard. To ensure we can attract and retain the best talent, when you join The Standard you can expect:

• A rich benefits package including medical, dental, vision and a 401(k) plan with matching company contributions
• An annual incentive bonus plan
• Generous paid time off including 11 holidays, 2 wellness days, and 8 volunteer hours annually — PTO increases with tenure
• A supportive, responsive management approach and opportunities for career growth and advancement
• Paid parental leave and adoption/surrogacy assistance
• An employee giving program that double matches your donations to eligible nonprofits and schools

In addition to the competitive salary range below, our employee-focused benefits support work‑life balance. Learn more about working at The Standard.

• Eligibility to participate in an incentive program is subject to the rules governing the program and plan. Any award depends on a variety of factors including individual and organizational performance.

Salary Range: $76,250.00 - $111,500.00

Positions will be posted for at least 5 days from original posting date.

Standard Insurance Company, The Standard Life Insurance Company of New York, Standard Retirement Services, Inc., StanCorp Mortgage Investors, LLC, StanCorp Investment Advisers, Inc., and American Heritage Life Insurance Company and American Heritage Service Company, marketed as The Standard, are Affimative Action/Equal Opportunity employers. All qualified applicants will receive consideration for employment without regard to race, religion, color, sex, national origin, gender identity, sexual orientation, age, disability or veteran status or any other condition protected by federal, state or local law. Except where precluded by state or federal law, The Standard will consider for employment qualified applicants with arrest and conviction records pursuant to the San Francisco Fair Chance Ordinance. The Standard offers a drug‑and alcohol‑free work environment where possession, manufacture, transfer, offer, use of or being impaired by an illegal substance while on The Standard's property, or in other cases which the company believes might affect operations, safety or reputation of the company is prohibited. The Standard requires a criminal background investigation and employment, education and licensing verification as a condition of employment. After any conditional offer of employment is made, the background check will include an individualized assessment based on the applicant’s specific record and the duties and requirements of the specific job. Applicants will be provided an opportunity to explain and correct background information. All employees of The Standard must be bondable.