Senior Medical Underwriter - Self-Funded & Risk Strategy

Highmark Health; Bastrop (LA); On-site; USD 79,000 - 127,000; Full time

Job summary

HM Insurance Group is seeking an experienced underwriter to price quotes and analyze contract structures for group-based plans. The role uses underwriting authority to ensure profitability and growth while adhering to HMIG policies and risk framework.

You will assess risk factors for enrollment renewals and amendments, and prepare reports with rationale for pricing decisions. The position requires strong quantitative skills, 5–7 years of underwriting experience, and the ability to communicate

Qualifications

• Bachelor’s degree in a quantitative field is required.
• 5–7 years of underwriting experience in self-funded or conversion scenarios.
• Strong data interpretation and risk assessment capabilities.
• Ability to navigate pricing structures and policy guidelines.

Responsibilities

• Underwrite renewals and new business at profitable levels to meet targets.
• Calculate rates, interpret pricing policies and adapt to unusual cases.
• Identify renewal risk patterns and make recommendations.
• Guide and support junior analysts and maintain tools/processes.

Skills

Underwriting

Risk analysis

Financial analysis

Stakeholder communication

Data analysis

Education

Bachelor's degree in Mathematics/Actuarial Science/Finance/Business/CS

6 years relevant experience in underwriting

Job description

HM Insurance Group is seeking an experienced underwriter to price quotes and analyze contract structures for group-based plans. The role uses underwriting authority to ensure profitability and growth while adhering to HMIG policies and risk framework.

You will assess risk factors for enrollment renewals and amendments, and prepare reports with rationale for pricing decisions. The position requires strong quantitative skills, 5–7 years of underwriting experience, and the ability to communicate