Senior Medical Underwriter: Self-funded & Group Plans

Highmark Health; Bismarck (ND); On-site; USD 79,000 - 127,000; Full time

Job summary

HM Insurance Group is seeking an experienced underwriter to price quotes and analyze group contracts based on claims experience and employee group characteristics. The role requires applying underwriting policies, ensuring profitability, and identifying when quotes do not fit HMIG’s risk structure.

Responsibilities include renewing accounts, pricing, risk assessment, and supporting compliance and product development.

Qualifications

• Bachelor's Degree in Mathematics, Actuarial Science, Finance, Business, Computer Science or other quantitative analysis discipline
• 5-7 years' underwriting experience in self-funded and converting fully insured prospects to self-funding
• Strong mathematical and analytical capabilities and proficiency with pricing and risk assessment

Responsibilities

• Renew accounts and write new business at profitable levels to meet targets.
• Calculate rates and price using pricing policies; adapt to unusual situations.
• Support risk management initiatives and collaborate with internal departments and brokers.

Skills

Stakeholder communication

Analytical skills

Math proficiency

Education

Bachelor's degree in Mathematics/Actuarial Science/Finance/Business/CS

Job description

HM Insurance Group is seeking an experienced underwriter to price quotes and analyze group contracts based on claims experience and employee group characteristics. The role requires applying underwriting policies, ensuring profitability, and identifying when quotes do not fit HMIG’s risk structure.

Responsibilities include renewing accounts, pricing, risk assessment, and supporting compliance and product development.