Senior Medical Underwriter - Group & Self-Funded Plans

Highmark Health; South Dakota; Sur place; USD 79 000 - 127 000; Plein temps

Résumé du poste

HM Insurance Group in the United States is seeking an experienced underwriter to price quotes and analyze contract structures for group plans based on claims experience and employee group characteristics.

The role involves applying underwriting authority, ensuring profitability, and guiding pricing decisions across renewals and new business. Strong analytical, stakeholder collaboration, and compliance with privacy policies are essential.

Qualifications

• Bachelor's degree or equivalent in a quantitative field.
• 5–7 years underwriting experience in self-funded and converting to self-funded.
• Strong mathematical and analytical capabilities.
• Ability to collaborate with internal/external stakeholders and adhere to privacy standards.

Responsabilités

• Renewal and new business underwriting at profitable levels.
• Calculate rates and apply pricing policies.
• Identify questionable claim patterns and advise on risk factors.
• Support compliance with corporate risk management policies and pricing guidelines.
• Communicate pricing adaptations to clients with rationale.

Connaissances

Interdepartmental skills

Technical proficiency

Analytical thinking

Negotiation skills

Formation

Bachelor's Degree in Mathematics/Actuarial Science/Finance/Business/CS

Outils

Actuarial software

Description du poste

HM Insurance Group in the United States is seeking an experienced underwriter to price quotes and analyze contract structures for group plans based on claims experience and employee group characteristics.

The role involves applying underwriting authority, ensuring profitability, and guiding pricing decisions across renewals and new business. Strong analytical, stakeholder collaboration, and compliance with privacy policies are essential.