Senior Medical Underwriter: Group Plans & Self-Funded

Highmark Health; Guin (AL); On-site; USD 79,000 - 127,000; Full time

Job summary

HM Insurance Group seeks an experienced underwriter to price quotes and analyze group contracts based on claims experience and employee group characteristics. The role ensures profitability withinHMIG's risk framework and provides guidance to lower-level underwriters.

The candidate will analyze risk factors for renewals and amendments, prepare reports, and support internal initiatives including compliance and product development. Travel 0–25% may be required.

Qualifications

• Bachelor's Degree in Mathematics, Actuarial Science, Finance, Business, Computer Science or other quantitative analysis discipline.
• 6 years relevant, progressive experience in the area of specialization.

Responsibilities

• Renewals and new business at profitable levels to meet targets.
• Calculate rates and apply pricing policies.
• Identify questionable claim patterns and advise on pricing implications.
• Apply risk management policies and adjust pricing accordingly.
• Communicate policy adaptations to client-specific situations.
• Support fraud detection, compliance, wellness, and product development efforts.
• Complete renewals and quotes with timeliness and accuracy.

Skills

Stakeholder management

Computing systems

Independent work

Ethics & compliance

Problem solving

Math aptitude

Education

Bachelor's Degree in Mathematics

Job description

HM Insurance Group seeks an experienced underwriter to price quotes and analyze group contracts based on claims experience and employee group characteristics. The role ensures profitability withinHMIG's risk framework and provides guidance to lower-level underwriters.

The candidate will analyze risk factors for renewals and amendments, prepare reports, and support internal initiatives including compliance and product development. Travel 0–25% may be required.