Senior Medical Underwriter: Group & Self-Funded Plans

Highmark Health; Missouri; On-site; USD 79,000 - 127,000; Full time

Job summary

HM Insurance Group is seeking an experienced underwriter to price quotes and analyze group contracts based on claims experience and employee group characteristics. The role ensures profitability and growth within underwriting policies and provides guidance to junior analysts.

The position focuses on renewal and new business, risk assessment, and collaboration with internal teams and clients to support pricing strategies and compliance with HIPAA/privacy guidelines.

Qualifications

• Bachelor’s degree in a quantitative field or related discipline.
• 5–7 years of underwriting experience in self-funded or similar programs.
• Strong mathematical, analytical and risk assessment capabilities.
• Ability to interpret pricing policies and complex data.

Responsibilities

• Renewals management and profitable new business quoting.
• Calculate rates and apply pricing policies across cases.
• Identify unusual risk patterns and advise pricing adjustments.
• Ensure adherence to corporate risk policies and enrollment criteria.
• Support internal initiatives including compliance and product development.
• Lead and mentor junior analysts as needed.
• Produce reports on underwriting results and financial activity.

Skills

Risk assessment

Data analysis

Financial analysis

Communication with stakeholders

Pricing strategy

Education

Bachelor's degree in Mathematics

Actuarial Science

Finance

Business/CS or quantitative field

Job description

HM Insurance Group is seeking an experienced underwriter to price quotes and analyze group contracts based on claims experience and employee group characteristics. The role ensures profitability and growth within underwriting policies and provides guidance to junior analysts.

The position focuses on renewal and new business, risk assessment, and collaboration with internal teams and clients to support pricing strategies and compliance with HIPAA/privacy guidelines.