Senior Medical Stop-Loss Underwriter: Pricing & Growth

Highmark Health; Florida; On-site; USD 79,000 - 127,000; Full time

Job summary

HM Insurance Group in Florida is seeking an experienced underwriter to price quotes and analyze contract structures for group plans. You will evaluate claims data, employee group characteristics, and market data to set rates, ensure profitability, and support growth.

The role requires analyzing risk factors for enrollments and renewals, preparing reports, and guiding junior underwriters. You will collaborate with internal teams and brokers to tailor pricing within policy guidelines while

Qualifications

• Bachelor's degree in a quantitative field is required.
• 6 years relevant underwriting experience can substitute for formal education.
• Underwriting of self-funded and converting fully insured prospects to self-funding is preferred.

Responsibilities

• Renew accounts and write new business at profitable levels.
• Calculate rates and interpret pricing policy.
• Identify questionable claim patterns and provide recommendations.
• Apply corporate risk management policies.
• Support internal initiatives such as fraud detection and compliance.
• Complete renewals and review work for timeliness.

Skills

Stakeholder interaction

Computer systems literacy

Independent work

Goals alignment

Privacy & compliance

Problem solving

Math aptitude

Education

Bachelor’s degree in quantitative field

6 years relevant underwriting experience

Job description

HM Insurance Group in Florida is seeking an experienced underwriter to price quotes and analyze contract structures for group plans. You will evaluate claims data, employee group characteristics, and market data to set rates, ensure profitability, and support growth.

The role requires analyzing risk factors for enrollments and renewals, preparing reports, and guiding junior underwriters. You will collaborate with internal teams and brokers to tailor pricing within policy guidelines while