Senior Manager, Loan Salability & Model Governance - Remote

OhioX; United States; Remote; USD 172,000 - 238,000; Full time

Benefits offered by this job

Competitive pay

Equity grants

Health coverage

401(k) match

Remote-friendly

Job summary

Upstart is seeking a Senior Manager for Loan Salability & First-Line Model Governance to own the end-to-end function, leading a team of analysts and partnering with Credit Risk, Capital Markets, Model Risk Management, Product, Engineering, Compliance, Legal, Operations, and bank partners.

You will establish methodology, monitoring cadence, governing materials, and reporting routines to keep Upstart’s secured lending portfolio within risk appetite and exam-ready.

Qualifications

• 8+ years of experience in business-line credit risk, loan quality, asset-backed or secured lending operations, or first-line model governance.
• Experience with loan-level quality review, loan salability oversight, or bank partner audits.
• Experience leading analysts and cross-functional programs.

Responsibilities

• Lead the secured lending asset quality and loan salability function across multiple channels, setting review methodology and cadence for a team of analysts.
• Monitor portfolio-level salability risk, track trends, and escalate to partners before issues arise.
• Own first-line model oversight, production monitoring, and governance for secured lending models.
• Translate findings into remediation plans and drive risk mitigation before impacts to sales or regulatory readiness.

Skills

Credit risk

Loan salability

First-line governance

Team leadership

Cross-functional collaboration

Model governance

Job description

Upstart is seeking a Senior Manager for Loan Salability & First-Line Model Governance to own the end-to-end function, leading a team of analysts and partnering with Credit Risk, Capital Markets, Model Risk Management, Product, Engineering, Compliance, Legal, Operations, and bank partners.

You will establish methodology, monitoring cadence, governing materials, and reporting routines to keep Upstart’s secured lending portfolio within risk appetite and exam-ready.