Senior Loss Mitigation & Analytics Analyst

Republic Finance, LLC; Plano (TX); On-site; USD 90,000 - 120,000; Full time

Benefits offered by this job

Health insurance

Dental insurance

Vision insurance

PTO 15 days + personal holiday

401k + employer match

Life Insurance

Long Term Disability

Employee Assistance Program

Job summary

Republic Finance, LLC is seeking a Sr. Business Analyst for its Operations Analytics and Loss Mitigation Strategy team in Plano, TX.

You will develop recovery strategies balancing growth, risk, and profitability, collaborating with operations, branch managers, and partners to influence delinquency performance. You will build dashboards, validate models, test initiatives, and help shape strategic initiatives in a fast-paced, collaborative environment.

Qualifications

• Bachelor’s degree in a STEM major is required, advanced degree preferred.
• 2-4 years of experience as an analyst in lending originations or loss mitigation.
• Experience with statistical modeling and forecasting, portfolio P&L simulation, vintage profitability tracking and marginal expansion strategies.
• Familiarity with loss mitigation and collections strategies, loss forecasting, and/or collections KPI’s.
• 1+ years of experience with SQL and/or Python querying required.
• Strong communication and presentation skills, leadership skills, a high level of initiative, intellectual curiosity and creativity
• A robust understanding of the consumer lending business that includes the various facets of a specialty lending operation.
• Familiarity with conducting monthly loan-level and segment-level delinquency forecasts.

Responsibilities

• Continuously challenge and enhance loss mitigation strategies and scorecards through analysis of customer behavior data and sophisticated statistical and financial modeling.
• Maintain a rigorous performance monitoring framework and management dashboards to highlight performance trends and areas of opportunity.
• Develop best-in-class loss mitigation products that provide our consumers solutions while minimizing portfolio risk.
• Establish a robust test and learn environment for continual loss mitigation and collections strategy improvement.
• Build and maintain a robust economic framework that will serve as the foundation for business decision-making.
• Ensure loss mitigation policy remains compliant with all applicable laws and regulations.
• Maintain transparent communication and trust with all key stakeholders.

Skills

SQL querying / Python querying

Statistical modeling

Forecasting

Portfolio P&L simulation

Communication & presentation

Leadership

Lending knowledge

Education

Bachelor’s degree in STEM

Advanced degree preferred

Tools

SQL

Python

Job description

Republic Finance, LLC is seeking a Sr. Business Analyst for its Operations Analytics and Loss Mitigation Strategy team in Plano, TX.

You will develop recovery strategies balancing growth, risk, and profitability, collaborating with operations, branch managers, and partners to influence delinquency performance. You will build dashboards, validate models, test initiatives, and help shape strategic initiatives in a fast-paced, collaborative environment.