Lead Credit Risk Analyst - Loss Mitigation & Forecasting

Félix; San Francisco (CA); On-site; USD 150,000 - 230,000; Full time

Benefits offered by this job

Competitive salary

Initial stock options grant

Annual performance bonus

Health, dental, and vision plans

Continuous learning opportunities

Unlimited PTO

Paid parental leave

Growth in a dynamic entrepreneurial 환경

Job summary

Félix is hiring a Principal Analyst for Loss Mitigation & Forecasting to protect capital, forecast portfolio losses, and optimize recovery from non-performing loans. You will design data models and predictive collections infrastructure, bridging heavy math with aggressive operations execution.

As a high-impact IC, you will collaborate with Data/Analytics and Operations to implement next-generation loss strategies, ensure capital resiliency, and drive cross-functional initiatives across the

Qualifications

• Elite quantitative experience in Credit Risk Analytics, with specialization in Loss Mitigation and Forecasting.
• Hands-on mastery of SQL, data pipelines, and advanced analytics.
• Strong ability to communicate risk data to executive stakeholders.

Responsibilities

• Architect loss mitigation strategies and optimize collections for recoveries.
• Define automated contact strategies and omnichannel touchpoints (WhatsApp/SMS).
• Build predictive collections models to optimize resources and ROI.
• Develop loss forecasting models (CECL) and assess capital resiliency.
• Manage credit loss budget and capacity planning reported to the C-suite.
• Lead evaluation and onboarding of third-party vendors and software.

Skills

Credit Risk Analytics

SQL

Python/R

Loss Mitigation

Forecasting/Provisioning

Job description

Félix is hiring a Principal Analyst for Loss Mitigation & Forecasting to protect capital, forecast portfolio losses, and optimize recovery from non-performing loans. You will design data models and predictive collections infrastructure, bridging heavy math with aggressive operations execution.

As a high-impact IC, you will collaborate with Data/Analytics and Operations to implement next-generation loss strategies, ensure capital resiliency, and drive cross-functional initiatives across the