Strategic Loss Mitigation & Forecasting Lead

Felix; San Francisco (CA); On-site; USD 171,000 - 209,000; Full time

Benefits offered by this job

Base salary up to $190,000

Initial stock options grant

Annual performance bonus

Health, dental, and vision plans

Continuous learning opportunities

Unlimited PTO

Paid parental leave

Growth opportunities

Job summary

Félix is seeking a Principal Analyst for Loss Mitigation & Forecasting to safeguard capital, forecast portfolio losses, and optimize recoveries from non-performing loans. You will design data models, contact strategies, and predictive collections infrastructure, bridging advanced math with aggressive operations execution.

You will work at the highest IC level, independently driving cross-functional initiatives and delivering measurable impact on the balance sheet while collaborating with the

Qualifications

• 5+ years of proven quantitative experience in Credit Risk Analytics, with a definitive specialization in Loss Mitigation, Collections Strategy, and Loss Forecasting/Provisioning.
• Mastery of SQL, data pipelines, and advanced analytics/predictive modeling in Python or R; independent in building data structures.
• Bonus points if you have designed recovery frameworks within digital/conversational channels (WhatsApp/SMS ecosystems).

Responsibilities

• Architect and execute next-generation loss mitigation strategies to optimize collections and recoveries for bad loans.
• Partner with Operations to define automated contact strategies and friction-free touchpoints across channels.
• Collaborate with Data/Analytics Engineering to build advanced collections models and propensity-to-pay scorecards.
• Build and own loss forecasting models (CECL) establishing capital resiliency measures.
• Manage and report on the organization's credit loss budget and capacity planning to the C-suite.
• Lead evaluation, vetting, onboarding, and performance tracking of third-party loss collection vendors and software.

Skills

SQL

Python

R

Data modeling

Credit Risk Analytics

Predictive modeling

Job description

Félix is seeking a Principal Analyst for Loss Mitigation & Forecasting to safeguard capital, forecast portfolio losses, and optimize recoveries from non-performing loans. You will design data models, contact strategies, and predictive collections infrastructure, bridging advanced math with aggressive operations execution.

You will work at the highest IC level, independently driving cross-functional initiatives and delivering measurable impact on the balance sheet while collaborating with the