Senior Loan Specialist

M/I Homes, Inc.; Dallas, Northern (TX, KY); Hybrid; USD 52,000 - 78,000; Full time

Benefits offered by this job

Medical

Dental

Vision

PTO & Holidays

Parental leave

401(k) options

Profit sharing

Home purchase plan

Job summary

M/I Homes, Inc. is seeking a mortgage loan processor to manage documentation for FHA, VA and Conventional loan applications and prepare packages for approval.

The role may supervise and lead other loan specialists, coordinating with applicants, underwriters, and creditors to ensure timely, accurate credit files for underwriting decisions.

Qualifications

• Recent purchasing processing experience required.
• Strong verbal and written communication skills for interactions with various people.
• Ability to interpret and evaluate information against underwriting guidelines.
• Excellent organizational and detail-oriented aptitude.
• Ability to work in a fast-paced environment with accuracy and timeliness.
• Strong math skills and calculator abilities.
• Experience in leading others.

Responsibilities

• Interviews loan applicants to gather information on credit, employment, and financial history.
• Collects and analyzes documentation from applicants, credit bureaus, employers, and creditors to verify information.
• Prepares and organizes loan information for underwriting submission.
• Communicates with applicants, underwriters and creditors to resolve questions.
• Supports Branch Manager and Loan Officers in processing loans.
• May supervise and lead others.

Skills

Customer service

Communication

Organization

Leadership

Math skills

Underwriting knowledge

Education

Associate’s Degree in finance or mortgage lending

Job description

Job Summary:

Processes applicable documentation for FHA, VA and Conventional mortgage loan applications and prepares required packages for loan approval. May supervise and lead the work of other loan specialists.

Duties and Responsibilities:

• If applicable, interviews loan applicant(s) to gather specific information relative to credit, employment, and financial history.
• Gathers, analyzes, and processes necessary documentation from applicant(s), credit bureaus, employers, and various creditors to verify financial information and credit standings.
• Reviews, organizes, and collates application and loan information to ensure timeliness and accuracy in providing a useable credit file to be submitted to underwriting for approval.
• Communicates with applicant(s), underwriters and/or creditors to resolve problems or questions regarding application information.
• Interfaces with team members to assist the Branch Manager and Loan Officers to process loan.
• May supervise and lead the work of others.

Minimum Education Experience:

Associate’s Degree in finance or mortgage lending with at least 2 to 4 years of experience in a mortgage lending/finance environment. Some supervisory experience preferred.

Skills and Abilities:

• Must have recent purchasing processing experience.
• Customer-service oriented with good verbal and written communication skills for interaction with a variety of people inside and outside of the organization.
• Ability to elicit, interpret, analyze, and evaluate given information relative to underwriting guidelines and lender requirements.
• Excellent organization skills and detail-oriented aptitude.
• Ability to perform in a fast-paced environment where accuracy and timeliness are of the essence.
• Excellent mathematical skills and calculator abilities.
• Must be able to lead the work of others.

Work Conditions:

Some weekend work may be required.

M/I Homes offers a comprehensive benefits package, including

• medical
• dental
• vision
• paid time off and paid holidays
• paid parental leave
• traditional and Roth 401(k) options
• a profit sharing plan
• an employee home purchase plan and more

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

M/I Financial, LLC 4131 Worth Ave, Suite 460, Columbus, OH 43219. Company NMLS# 50684. For information on MIF licensing, please visit https://www.mihomes.com/financing.

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