Senior Loan Specialist

M/I Homes, Inc.; Columbus (OH); On-site; USD 42,000 - 65,000; Full time

Job summary

M/I Homes is seeking a Mortgage Loan Specialist/Processor to handle FHA, VA and Conventional loan documentation, prepare packages for underwriting, and coordinate with applicants and loan officers.

Candidates should have an Associate's degree in finance or mortgage lending with 2–4 years of experience, strong analytical and organizational skills, and excellent customer service abilities. Weekend work may be required.

Qualifications

• Must have recent purchasing processing experience.
• Customer-service oriented with good verbal and written communication skills.
• Ability to interpret and evaluate underwriting guidelines and lender requirements.
• Excellent organization and detail-oriented aptitude.
• Ability to perform in a fast-paced environment where accuracy matters.
• Must be able to lead the work of others.

Responsibilities

• Interview applicants to gather information on credit, employment, and finances.
• Gather and process documentation from applicants, bureaus, employers, and creditors.
• Prepare and organize loan information for underwriting submission.
• Communicate with applicants, underwriters, and creditors to resolve questions.
• Assist Branch Manager and Loan Officers to process loans.
• May supervise and lead others.

Skills

Purchasing processing

Customer service

Underwriting guidelines

Organization

Attention to detail

Leadership

Education

Associate's Degree in finance or mortgage lending

Job description

M/I Homes has been building new homes of outstanding quality and superior design for 50 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving's drive to always "treat the customer right," we have fulfilled the dreams of over 170,000 homeowners and grown to become one of the nation's leading homebuilders. M/I Homes started as a family business and grew into a national leader in a single generation with divisions in 17 markets, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Houston, Indianapolis, Minneapolis, Nashville, Orlando, Raleigh, San Antonio, Sarasota, and Tampa.

Job Summary

Processes applicable documentation for FHA, VA and Conventional mortgage loan applications and prepares required packages for loan approval. May supervise and lead the work of other loan specialists.

Duties and Responsibilities

• If applicable, interviews loan applicant(s) to gather specific information relative to credit, employment, and financial history.
• Gathers, analyzes, and processes necessary documentation from applicant(s), credit bureaus, employers, and various creditors to verify financial information and credit standings.
• Reviews, organizes, and collates application and loan information to ensure timeliness and accuracy in providing a useable credit file to be submitted to underwriting for approval.
• Communicates with applicant(s), underwriters and/or creditors to resolve problems or questions regarding application information.
• Interfaces with team members to assist the Branch Manager and Loan Officers to process loan.
• May supervise and lead the work of others.

Minimum Education Experience

Associate's Degree in finance or mortgage lending with at least 2 to 4 years of experience in a mortgage lending/finance environment. Some supervisory experience preferred.

Skills and Abilities

• Must have recent purchasing processing experience.
• Customer-service oriented with good verbal and written communication skills for interaction with a variety of people inside and outside of the organization.
• Ability to elicit, interpret, analyze, and evaluate given information relative to underwriting guidelines and lender requirements.
• Excellent organization skills and detail-oriented aptitude.
• Ability to perform in a fast-paced environment where accuracy and timeliness are of the essence.
• Excellent mathematical skills and calculator abilities.
• Must be able to lead the work of others.

Work Conditions

Some weekend work may be required.

M/I Homes offers a comprehensive benefits package, including medical, dental, vision, paid time off and paid holidays, paid parental leave, traditional and Roth 401(k) options, a profit sharing plan, an employee stock purchase plan, an employee home purchase plan and more.

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

M/I Financial, LLC 4131 Worth Ave, Suite 460, Columbus, OH 43219. Company NMLS# 50684. For information on MIF licensing, please visit https://www.mihomes.com/financing.

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