Senior Loan Specialist

M/I Homes; Dallas (TX); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Medical

Dental

Vision

Paid time off and holidays

Paid parental leave

401(k) options

Profit sharing plan

Employee home purchase plan

Job summary

M/I Homes is seeking a loan specialist to process documentation for FHA, VA and Conventional mortgage loan applications and prepare packages for loan approval.

The role may supervise others and collaborate with Branch Manager and Loan Officers to ensure timely underwriting. Requires 2–4 years in mortgage lending and an Associate’s Degree.

Qualifications

• Customer-service oriented with good verbal and written communication skills.
• Ability to elicit, interpret, analyze, and evaluate information relative to underwriting guidelines and lender requirements.
• Excellent organization skills and detail-oriented aptitude.
• Ability to perform in a fast-paced environment where accuracy and timeliness are essential.
• May supervise the work of others.

Responsibilities

• Interviews loan applicants to gather information relative to credit, employment, and financial history.
• Gathers, analyzes, and processes documentation from applicants, credit bureaus, employers, and creditors to verify financial information.
• Reviews and organizes application and loan information for underwriting submission.
• Communicates with applicants, underwriters, and creditors to resolve questions about application information.
• Interfaces with team members to assist Branch Manager and Loan Officers in processing loans.
• May supervise and lead the work of others.

Skills

Customer service

Communication

Information gathering

Organization & detail

Leadership potential

Education

Associate’s Degree in finance or mortgage lending

Job description

Job Summary:

Processes applicable documentation for FHA, VA and Conventional mortgage loan applications and prepares required packages for loan approval. May supervise and lead the work of other loan specialists.

Duties and Responsibilities:

• If applicable, interviews loan applicant(s) to gather specific information relative to credit, employment, and financial history.
• Gathers, analyzes, and processes necessary documentation from applicant(s), credit bureaus, employers, and various creditors to verify financial information and credit standings.
• Reviews, organizes, and collates application and loan information to ensure timeliness and accuracy in providing a useable credit file to be submitted to underwriting for approval.
• Communicates with applicant(s), underwriters and/or creditors to resolve problems or questions regarding application information.
• Interfaces with team members to assist the Branch Manager and Loan Officers to process loan.
• May supervise and lead the work of others.

Minimum Education Experience:

Associate’s Degree in finance or mortgage lending with at least 2 to 4 years of experience in a mortgage lending/finance environment. Some supervisory experience preferred.

Skills and Abilities:

• Must have recent purchasing processing experience.
• Customer-service oriented with good verbal and written communication skills for interaction with a variety of people inside and outside of the organization.
• Ability to elicit, interpret, analyze, and evaluate given information relative to underwriting guidelines and lender requirements.
• Excellent organization skills and detail-oriented aptitude.
• Ability to perform in a fast-paced environment where accuracy and timeliness are of the essence.
• Excellent mathematical skills and calculator abilities.
• Must be able to lead the work of others.

Work Conditions:

Some weekend work may be required.

M/I Homes offers a comprehensive benefits package, including

• medical
• dental
• vision
• paid time off and paid holidays
• paid parental leave
• traditional and Roth 401(k) options
• a profit sharing plan
• an employee home purchase plan and more

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

M/I Financial, LLC 4131 Worth Ave, Suite 460, Columbus, OH 43219. Company NMLS# 50684. For information on MIF licensing, please visit https://www.mihomes.com/financing.

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