Senior Lending Solutions Specialist - SBA & CRE Expert

JPMorgan Chase & Co.; Houston (TX); On-site; USD 90,000 - 130,000; Full time

Job summary

JPMorgan Chase & Co. in Houston is seeking a Lending Solutions Specialist Senior within Business Banking to support complex SBA and CRE loans and specialized products, client workflow management, and loan closing processes.

The role involves coordination with BRMs and specialists, review of due diligence, and ensuring loans close in accordance with approvals while safeguarding the bank's interests.

Qualifications

• 2 years commercial loan experience or related business lending experience.
• 1 year experience documenting real estate secured loans.
• Strong knowledge of Business Banking loan documentation, perfection of collateral, as well as laws and regulations affecting appropriate due diligence.
• Experience working in Apstar and Hot Docs.
• Able to act independently in a high-volume environment.
• Able to act as subject matter expert.
• Excellent attention to detail and ability to effectively communicate to internal partners.
• College degree or equivalent work experience.

Responsibilities

• Utilize various internal systems to identify information needed and provide to the Credit Officer.
• Utilize workflow tools to monitor status of new deals, annual reviews, and renewals until it is in the credit evaluation stage.
• Review commercial credit application packages for adherence to credit policy and determination of appropriate due diligence necessary to ensure proper collateral position.
• Review the following: business entity and organizational documents to include trust agreements, good standing of business entities and UCC searches.
• Coordinate obtaining and review: equipment valuations, flood checks, as well as other reports and information.
• Exercise critical judgment in reviewing and evaluating real estate title work, valuation reports, environmental reports, and purchase and lease agreements, ensuring that all aspects align with strategic objectives and risk management criteria.
• Apply analytical decision-making skills to review and verify complex Small Business Administration (SBA) documentation, ensuring accuracy and full compliance with relevant guidelines and regulations, while identifying and addressing any potential issues proactively.
• Exercise sound judgment in evaluating all reports and information related to collateral evaluation and verification, ensuring that the terms and conditions of the credit approval are met before proceeding.
• Utilize decision-making skills to prepare custom loan and compliance documentation that effectively safeguards the bank's interests, considering all potential risks and legal requirements.
• Make informed decisions when scheduling loan closings with escrow/title companies, coordinating effectively to ensure a smooth and timely process.
• Demonstrate problem-solving abilities to resolve and complete unbookable loans and address holds from loan servicing, ensuring all issues are addressed efficiently and effectively.

Skills

Attention to detail

Communication with internal partners

Independence in high-volume env

Subject matter expert

Education

College degree or equivalent work experience

Tools

Apstar

Hot Docs

Job description

JPMorgan Chase & Co. in Houston is seeking a Lending Solutions Specialist Senior within Business Banking to support complex SBA and CRE loans and specialized products, client workflow management, and loan closing processes.

The role involves coordination with BRMs and specialists, review of due diligence, and ensuring loans close in accordance with approvals while safeguarding the bank's interests.