Senior Insurance BA — Remote, P&C Launch

Kin Insurance; Montana; Remote; USD 110,000 - 150,000; Full time

Benefits offered by this job

Competitive salary & RSUs

401(k) match

Medical, dental, vision

Company-funded health benefits

Life insurance & STD

Flexible PTO

Parental leave

Job summary

Kin Insurance seeks a Senior Insurance Business Analyst to turn product decisions into working systems across new state launches, endorsements, forms, and coverage changes. Youll own requirements lifecycle and ensure accurate implementation with Engineering, Actuarial, Underwriting, and Compliance partners.

The role sits in a cross‑functional PMO, shaping requirements from discovery to deployment, with a focus on P&C insurance and scalable state configurations.

Qualifications

• 5+ years of experience in a business analyst, systems analyst, or similar role, including 3+ years in P&C insurance
• Experience translating insurance product concepts (coverages, forms, endorsements, rating structures, eligibility rules, and state variations) into structured business and functional requirements for Engineering and Tech Product
• Working knowledge of the insurance product lifecycle and how product decisions are configured and implemented in policy administration and related systems
• Experience producing user stories, acceptance criteria, process flows, decision tables, data mappings, and current‑and future‑state documentation
• Experience partnering with Engineering or IT teams in an Agile or iterative delivery environment, including requirements clarification, UAT, and implementation validation
• A track record of synthesizing input from multiple stakeholders into clearly documented decisions, and asking questions that surface ambiguity early
• Experience managing requirements across multiple products, states, and concurrent initiatives at the same time

Responsibilities

• Own the requirements lifecycle for insurance product and state‑configuration changes, from initial discovery through an implementation‑ready handoff to Engineering and Tech Product
• Translate business decisions on new products, insurance filings, forms, endorsements, coverages, rating algorithms, eligibility rules, and state‑specific configurations into clear business requirements and functional specifications
• Partner with Insurance Product, Actuarial, Underwriting, Compliance, Claims, Operations, Tech Product, and Engineering to gather inputs, resolve ambiguity, confirm decisions, and maintain alignment from business decision through system deployment
• Document current‑state processes and system behavior, define future‑state workflows, and manage requirements changes throughout delivery
• Identify gaps, edge cases, dependencies, compliance requirements, and downstream impacts across rating, policy administration, billing, claims, servicing, and reporting before development begins
• Assess the customer, operational, and system impact of proposed product rules, and recommend alternative approaches when a requirement would create unnecessary friction, cost, or unintended consequences
• Build user stories, process flows, decision tables, data mappings, and acceptance criteria that let developers build accurately, while maintaining traceability from approved decisions through implementation and testing
• Own requirements questions during development as the primary point of contact, documenting clarifications and decisions as they're made
• Lead UAT planning, test scenarios, business review, and the product review and beta‑validation process to confirm product changes are implemented correctly before broader release
• Drive launch readiness and repeatable delivery through process documentation, stakeholder communication, handoff guidance, and continuously improved templates, checklists, and documentation standards

Skills

BA/SA experience

P&C insurance

User stories & acceptance criteria

Agile collaboration

Requirements management

Cross-functional collaboration

State configurations

Education

Business or IT-related degree

Tools

Jira

Confluence

Smartsheet

Job description

Kin Insurance seeks a Senior Insurance Business Analyst to turn product decisions into working systems across new state launches, endorsements, forms, and coverage changes. Youll own requirements lifecycle and ensure accurate implementation with Engineering, Actuarial, Underwriting, and Compliance partners.

The role sits in a cross‑functional PMO, shaping requirements from discovery to deployment, with a focus on P&C insurance and scalable state configurations.