Senior High-Risk AML/EDD Investigator (Remote)

Pathward; United States; Hybrid; USD 50,000 - 84,000; Full time

Benefits offered by this job

Health insurance

401(k) retirement benefits

Life insurance

Disability benefits

Paid time off

Job summary

Pathward is seeking an EDD Analyst to perform due diligence reviews on high-risk customers across retail banking, commercial lending, prepaid/issuing programs, and BaaS partnerships. The role ensures timely assessment, thorough documentation, and ongoing monitoring in line with BSA/AML regulatory requirements.

Responsibilities include completing EDD reviews, conducting open-source data searches, analyzing transactions, preparing clear narratives, escalating red flags, and supporting ad-hoc

Qualifications

• Bachelor’s degree required
• 2–3 years in BSA/AML compliance with EDD on high-risk customers
• Experience compiling data and explaining complex ownership structures
• Knowledge of financial crime risks and red flags
• Strong organizational and time-management skills
• Ability to work independently and in a team
• Excellent verbal and written communications skills

Responsibilities

• Complete EDD reviews for alerts within defined timeframes
• Conduct open-source data searches to assess customers and related parties
• Analyze transactional data to identify red flags or inconsistencies
• Prepare clear customer narratives for testers, auditors or regulators
• Escalate red flags using sound judgement
• Support ad-hoc projects as assigned

Skills

BSA/AML compliance

EDD reviews

Open-source research

Analytical thinking

Time management

Independent work

Communication skills

Critical thinking

Adaptability

Team collaboration

Education

CAMS, CFCS, CFE or similar

Bachelor’s degree

Tools

Actimize

Job description

Pathward is seeking an EDD Analyst to perform due diligence reviews on high-risk customers across retail banking, commercial lending, prepaid/issuing programs, and BaaS partnerships. The role ensures timely assessment, thorough documentation, and ongoing monitoring in line with BSA/AML regulatory requirements.

Responsibilities include completing EDD reviews, conducting open-source data searches, analyzing transactions, preparing clear narratives, escalating red flags, and supporting ad-hoc