Senior Group Medicare Underwriter (Remote)

CVS Health; United States; Remote; USD 66,000 - 146,000; Full time

Job summary

CVS Health is seeking a Group Medicare Underwriter to perform complex underwriting analysis and risk assessment for existing and prospective Medicare Advantage customers. You will partner with sales and account management to drive growth through sound underwriting practices and pricing strategies.

The role requires 4+ years in underwriting, strong analytical abilities, and excellent communication. Remote work within the US is possible, with Hartford and CT-area preferences noted.

Qualifications

• 4+ years of underwriting experience, including pricing methodologies and funding arrangements.
• Group Medicare underwriting experience OR Fully Insured underwriting experience is required.
• Bachelor’s degree or equivalent combination of education and experience.
• Strong analytical, problem-solving, and independent decision-making skills.
• Excellent written and verbal communication skills.
• Ability to effectively partner with sales teams, account management, and underwriting leadership.
• Proficiency with Microsoft Office and other business applications.
• Ability to clearly communicate complex financial and underwriting concepts to diverse audiences.

Responsibilities

• Perform underwriting analysis and risk assessment for existing Group Medicare Advantage customers.
• Evaluate new business opportunities and develop pricing recommendations for prospective Group Medicare Advantage groups.
• Partner with field sales and account management teams on strategic large employer group opportunities.
• Calculate complex prospective group rates utilizing established underwriting methodologies and pricing protocols.
• Analyze benefit design options and provide strategic recommendations related to pricing and competitiveness.
• Communicate and explain rate development, pricing assumptions, and underwriting decisions to internal and external stakeholders.
• Present underwriting and pricing information to employers and brokers in support of business development efforts.
• Utilize advanced rating, financial, and underwriting tools to analyze risk and profitability.
• Conduct competitive analyses and develop financial comparisons to support business strategy.
• Participate in or lead process improvement initiatives and special projects.

Skills

Underwriting experience

Pricing methodologies

Group Medicare underwriting

Communication skills

Independent decision-making

Sales partnership

Microsoft Office

Education

Bachelor’s degree or equivalent

Tools

Microsoft Office

Job description

CVS Health is seeking a Group Medicare Underwriter to perform complex underwriting analysis and risk assessment for existing and prospective Medicare Advantage customers. You will partner with sales and account management to drive growth through sound underwriting practices and pricing strategies.

The role requires 4+ years in underwriting, strong analytical abilities, and excellent communication. Remote work within the US is possible, with Hartford and CT-area preferences noted.