Senior Funder

ARDRI; Calabasas (CA); On-site; USD 70,000 - 110,000; Full time

Job summary

ARDRI is a leading provider of Non-QM and Business-Purpose mortgage lending solutions, focused on streamlining the mortgage process for TPO mortgage brokers. The Closing Desk oversees offshore FTEs, validates loan docs, ensures conditions are met, and coordinates wire transfers to fund loans.

The role requires deep knowledge of closing procedures, regulatory rules (RESPA/TILA) and strong communication skills to collaborate with processors, underwriters and title companies.

Qualifications

• Knowledge of mortgage closing process, underwriting procedures, investor requirements and escrow/title practices.
• High level of attention to detail and accuracy.
• Knowledge of RESPA, TILA, HVCC/AIR, MDIA, Regulatory Compliance and legal requirements.
• Exceptional analytical, problem solving, written and verbal communication skills.
• Ability to work under tight deadlines in a fast-paced environment.
• Customer service driven; responsive to client issues and concerns internally and externally.
• Strong team player, ability to work with general supervision while performing duties.
• Proficient familiarity with Microsoft Office applications including Word, Excel, and PowerPoint.

Responsibilities

• Supervise and coordinate Offshore Full-time Employees (FTEs) responsible for Closing and Disclosure Desk.
• Review and validate loan documentation for completeness and compliance.
• Ensure all loan conditions are satisfied before funding.
• Balance CD ensuring No Cost to Cure Tolerances.
• Prepare and execute wire transfers for mortgage loans.
• Collaborate with loan processors, underwriters, account managers, and title companies to facilitate the loan closing process.
• Maintain accurate records and documentation for all funded loans.
• Resolve any discrepancies or issues that may delay loan funding.
• Provide training and assistance to other Closers and Disclosure Desk for process improvement.
• Adhere to all applicable internal, external, and regulatory procedures.
• Perform other related duties as assigned.

Skills

Mortgage closing process

Attention to detail

Regulatory compliance knowledge

Analytical skills

Deadline-driven

Customer service

Team collaboration

Tools

Microsoft Office

Job description

ARDRI is a leading provider of Non-QM and Business-Purpose mortgage lending solutions, dedicated to streamlining the mortgage process for TPO mortgage brokers and their clients. With a focus on a digital platform and personalized service, ARDRI offers the resources, insights, and tools needed for success in the Non-QM lending landscape.

Responsibilities

• Supervision and coordination of Offshore Full-time Employees (FTEs) responsible for Closing and Disclosure Desk.
• Review and validate loan documentation for completeness and compliance.
• Ensure all loan conditions are satisfied before funding.
• Balancing CD ensuring No Cost to Cure Tolerances.
• Prepare and execute wire transfers for mortgage loans.
• Collaborate with loan processors, underwriters, account managers, and title companies to facilitate the loan closing process.
• Maintain accurate records and documentation for all funded loans.
• Resolve any discrepancies or issues that may delay loan funding.
• Provide training and assistance to other Closers and Disclosure Desk for process improvement.
• Adhere to all applicable internal, external, and regulatory procedures.
• Perform other related duties as assigned.

Skills

• Knowledge of mortgage closing process, underwriting procedures, investor requirements and escrow/title practices.
• High level of attention to detail and accuracy.
• Knowledge of RESPA, TILA, HVCC/AIR, MDIA, Regulatory Compliance and legal requirements.
• Exceptional analytical, problem solving, written and verbal communication skills.
• Ability to work under tight deadlines in a fast-paced environment.
• Customer service driven; responsive to client issues and concerns internally and externally.
• Strong team player, ability to work with general supervision while performing duties.
• Proficient familiarity with Microsoft Office applications including Word, Excel, and PowerPoint.

At ARDRI, we’re always looking for talented individuals to join our innovative team. If you have any questions about our career opportunities or the application process, we’re here to help.