Mortgage Loan Funder/Closer

Frame Home Loans; Austin (TX); On-site; USD 65,000 - 85,000; Full time

Benefits offered by this job

Health Insurance

Competitive Compensation

Paid Time Off

Paid Holidays

Job summary

A mortgage startup seeking a Mortgage Loan Funder/Closer in Austin, Texas. This role involves reviewing, preparing, and disbursing funds for mortgage loans, ensuring compliance with regulations, and coordinating with various stakeholders. Ideal candidates should have at least 3 years of experience in mortgage funding, strong attention to detail, and excellent communication skills. Benefits include full health insurance coverage, flexible work environment, competitive compensation, and paid time off.

Qualifications

• Minimum 3 years of experience in mortgage loan funding or closing.
• Strong knowledge of loan documentation requirements.
• Excellent communication skills and ability to manage multiple files.

Responsibilities

• Review loan documentation for completeness and compliance.
• Coordinate with title/escrow companies for timely disbursement.
• Maintain detailed records of all funding transactions.

Skills

Mortgage loan funding experience

Knowledge of TRID guidelines

Communication skills

Attention to detail

Problem-solving skills

Tools

ARIVE

Encompass

Job description

At Frame Home Loans, we are building something new— a mortgage startup founded by industry experts with a passion for delivering exceptional home financing solutions. We partner with top builders across the country, offering them tailored lending solutions workinghand-in-hand with builders to ensure our clients get financing options designed for their specific needs. At Frame we aim to offer comprehensive rates & seamless experiences for new homebuyers.

We are looking for a Mortgage Loan Funder/Closer to join our team! This position will be reviewing, preparing, and disbursing funds for residential mortgage loans. This individual plays a critical role in ensuring that all loan documentation complies with company, investor, and regulatory requirements and that the loan is ready for timely and accurate funding. The ideal candidate is organized, communicative, and experienced with ARIVE, Encompass, or a similar loan origination system (LOS).

What You'll Do:

• Review loan documentation for completeness, accuracy, and compliance prior to funding.
• Verify funding conditions have been met and coordinate with title/escrow companies to ensure timely disbursement.
• Balance and authorize wire transfers in accordance with approved funding figures.
• Communicate effectively with internal processing, closing, and post-closing teams.
• Work closely with warehouse banks to ensure timely delivery of loan funds and compliance with funding requirements.
• Review and reconcile final closing disclosures, wire instructions, and funding figures.
• Ensure compliance with state and federal lending regulations, company policies, and investor guidelines.
• Assist in resolving any funding or post-closing issues that may arise.
• Maintain detailed and accurate records of all funding transactions.
• Provide exceptional service to internal and external partners to ensure smooth and timely closings.

What We're Looking For:

• Minimum 3 years of mortgage loan funding or closing experience, preferably with a correspondent or direct lender.
• Strong knowledge of TRID guidelines, wire processes, and loan documentation requirements.
• Familiarity with LOS platforms such as Encompass or similar systems.
• High attention to detail and strong organizational skills.
• Excellent communication skills and ability to work effectively in a fast-paced environment.
• Ability to manage multiple files and deadlines with minimal supervision.
• Strong problem-solving skills and the ability to work collaboratively across departments.

At Frame Home Loans, we believe in taking care of our team. Here’s a sneak peek at the benefits that come with joining us:

Why You’ll Love It Here:

• Innovative Environment: Join a forward-thinking company at the forefront of the construction finance industry with access to cutting-edge technology and resources.
• Work Flexibility: Enjoy a flexible work environment where you can balance team leadership with your personal life.
• National Impact: Be part of a nationwide operation that’s shaping the future of construction financing and making a difference for builders, developers, and homeowners across the U.S.
• Health Insurance – We’ve got you covered! Frame Home Loans pays 100% of your medical insurance premiums to keep you healthy and stress-free, offering a PPO and HSA plans.
• Competitive Compensation – We offer competitive wages that reward your expertise and hard work.
• Paid Time Off – Take time to recharge with 2 weeks of paid time off each year.
• Paid Holidays – Enjoy 10 paid holidays throughout the year so you can spend quality time with family, friends, or doing whatever you love.

We’re here to support you both professionally and personally—because when you thrive, we all thrive.

Frame Home loans is an Equal Opportunity Employer (EEO) and welcome all qualified applicants. This is a full-time, exempt position. The job description contained herein is not intended to be a comprehensive list of the duties and responsibilities of the position, which may change without notice.

• Seniority level: Associate
• Employment type: Full-time
• Job function: Finance