Senior Fintech Compliance Leader for Embedded Banking

Emigrant Bank; New York (NY); On-site; USD 160,000 - 200,000; Full time

Job summary

Emigrant Bank seeks a Fintech Compliance Lead to shape and scale its compliance program within a rapidly evolving fintech environment. Reporting to the Chief Compliance Officer, this role partners with senior leadership to embed controls across the Bank and its Embedded Banking relationships.

The position offers the chance to influence consumer compliance design, monitoring, and examinations readiness while balancing strategic oversight with hands-on execution in a growing program engaging

Qualifications

• Minimum 7 years' progressive compliance experience within a regulated financial institution or Fintech.
• Extensive knowledge of banking-as-a-service and Fintech/sponsor bank relationships.
• Extensive knowledge about applicable laws and regulations, including consumer compliance regulations such as UDAAP, CAN SPAM, FCRA, TCPA, TILA (Reg. Z), ECOA (Reg. B), EFTA (Reg. E), TISA (Reg. DD), Privacy, etc.
• Strong analytical and research skills with attention to detail.

Responsibilities

• Support the design, evolution, and ongoing enhancement of the Bank's consumer compliance framework, including policies, controls, and governance structures.
• Lead compliance coverage for fintech partnerships, including driving the execution of risk-based monitoring, testing, and oversight across the organization.
• Partner with senior stakeholders to ensure compliance is proactively embedded in business strategy and product development.
• Evaluate emerging risks associated with embedded finance and third-party relationships.
• Act as a critical control point in ensuring alignment with regulatory expectations across partner programs.
• Play a central role in regulatory examinations, audits, and inquiries.
• Coordinate the preparation of materials, responses, and remediation plans.
• Support the management of findings, MRAs, and issue resolution with a focus on quality and timeliness.
• Serve as a trusted compliance advisor to business leaders, providing practical, solutions-oriented guidance.
• Review and advise on customer-facing materials, product structures, and new initiatives.
• Help shape a culture of accountability, transparency, and sound risk management.
• Contribute to annual risk assessments and monitoring plans across lending, deposits, and fintech activities.
• Support the evolution of complaints management, training, and compliance reporting.
• Lead or support strategic initiatives, including systems, tooling, and process improvements.
• Participate in any ad-hoc projects as necessary.

Job description

Emigrant Bank seeks a Fintech Compliance Lead to shape and scale its compliance program within a rapidly evolving fintech environment. Reporting to the Chief Compliance Officer, this role partners with senior leadership to embed controls across the Bank and its Embedded Banking relationships.

The position offers the chance to influence consumer compliance design, monitoring, and examinations readiness while balancing strategic oversight with hands-on execution in a growing program engaging