Senior Financial Analyst

Palm Harbor Homes; Plano (TX); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

Competitive Salary

Medical/Dental/Vision Insurance

Paid Holidays

401K Match

Generous PTO

FSA/HSA Plans

Life /Disability/Accidental Insurance

Job summary

CountryPlace Mortgage, headquartered in Plano, TX, seeks a Senior Financial Analyst to join our Finance Department in person. The role emphasizes data modeling, pricing models, and risk management, with a focus on improving reporting, optimizing processes, and driving profitability.

You will lead investor data modeling, prepare and reconcile data tapes, manage end-to-end transaction lifecycles, and deliver data-driven insights to senior leadership to support investment decisions and governance

Qualifications

• BA/BS degree in Finance, Business, Accounting, or Economics.
• 7+ years of experience in financial analysis in mortgage or financial services.
• Mortgage or financial services experience strongly preferred.
• MSP experience preferred.
• SQL experience and working with data warehouses.
• Report automation tools a plus.
• Understanding of accounting principles and GAAP.
• Familiarity with Secondary Marketing and Capital markets is a plus.
• Advanced Microsoft Office capabilities.
• Experience with Encompass and MSP preferred.

Responsibilities

• Lead data modeling for investor transactions and due diligence activities while ensuring regulatory compliance.
• Prepare, reconcile, and validate investor data tapes and servicing data for reviews and reporting.
• Manage end-to-end transaction lifecycles including onboarding, approvals, and governance documentation.
• Coordinate investor requests and provide financial, operational, servicing, and governance documentation.
• Conduct financial modeling, portfolio analysis, data validation, and quantitative reporting.
• Partner with cross-functional teams to support investment decisions and regulatory compliance.
• Ensure compliance with governance requirements and maintain audit-ready documentation.
• Monitor transactions, servicing portfolios, and due diligence milestones to identify risks.
• Analyze financial and servicing data using SQL and advanced Excel for insights.
• Perform data mining and data quality checks to improve reporting accuracy.
• Prepare executive presentations with data-driven insights for senior leadership.

Skills

SQL

Data modeling

Excel

Portfolio analysis

Regulatory reporting

GAAP

Stakeholder communication

Education

BA/BS in Finance, Business, Accounting, or Economics

MSP experience

Tools

Encompass

MSP

Data warehouses

Job description

About The Role

CountryPlace Mortgage, a leading nationwide personal property, mortgage and commercial lender headquartered in Plano, TX, is seeking a Senior Financial Analyst to help grow our Finance Department. This in-person role located in our Plano, TX office will focus on data modeling, pricing models, and risk management offering an exciting opportunity to work within a high-impact environment. Working closely with stakeholders to enhance reporting, optimize business processes, and contribute valuable insights to improve strategies, manage risk, and maximize profitability.

Essential Duties & Responsibilities

• Lead data modeling for investor transactions and due diligence activities for bulk and flow agreements, servicing transfers, approvals, renewals, and capital market transactions while ensuring timely execution and regulatory compliance
• Prepare, reconcile, and validate investor data tapes, loan-level servicing data, and financial records for due diligence reviews, portfolio acquisitions, servicing transfers, investor onboarding, and regulatory reporting
• Manage end-to-end transaction lifecycles, including onboarding, approvals, portfolio transfers, governance documentation, and ongoing monitoring to ensure operational readiness and audit transparency
• Coordinate investor, stakeholder, and due diligence requests by providing financial, operational, servicing, and governance documentation while responding to investor, regulatory, rating agency, and audit inquiries
• Conduct financial modeling, portfolio analysis, data validation, and quantitative reporting to support investment evaluations, lending decisions, transaction approvals, and governance initiatives
• Partner with Capital Markets, Risk, Compliance, Legal, Product Management, Operations, Servicing, Technology, and Sales teams to support investment decisions, transaction execution, and regulatory compliance
• Ensure compliance with internal and external governance requirements while maintaining audit-ready documentation and regulatory adherence
• Monitor transactions, servicing portfolios, operational performance metrics, and due diligence milestones while proactively identifying risks, escalating issues, and driving timely resolution
• Analyze financial, operational, transactional, and servicing data using SQL, advanced Excel, and reporting tools to support investment decisions, identify risks, validate performance, and deliver actionable insights
• Perform data mining, data analysis, quality assurance, and exception management across large datasets to identify trends, resolve discrepancies, and improve reporting accuracy and data integrity
• Prepare executive presentations and deliver data-driven insights, transaction updates, portfolio analyses, and recommendations to senior leadership and key stakeholders

Position Requirements, Capabilities, & Skills

• Excellent written, verbal and interpersonal communication skills
• Meticulous attention to detail and accuracy
• Adept at identifying and resolving problems in a timely manner
• Advanced organizational and time management skills with the ability to multi-task
• Effective decision-making, customer service and problem-solving skills
• Ability to strategize and prioritize efforts to achieve goals
• Excellent research and critical thinking skills
• Good problem-solving and decision-making skills
• Strong interpersonal skills and ability to work well with a wide range of people
• Ability to read and interpret published rules and regulations
• Positive & professional demeanor
• Self-starter with strong organizational skills
• Highly organized, consistent, and solutions focused
• Employ a strong sense of urgency and ownership in all activities
• Self-motivated with the ability to work independently
• Ability to work effectively in a team environment
• Strong leadership skills with the ability to guide and influence others
• Strong understanding of accounting principles and GAAP
• Consistently meets and exceeds individual, team and department objectives
• Perform other duties and special projects as assigned

Minimum Qualifications

• BA/BS degree required in Finance, Business, Accounting, or Economics
• 7+ years of experience in financial analysis, in the mortgage or financial services industry
• Mortgage industry or financial service industry experience strongly preferred
• MSP experience preferred
• SQL experience and working with data warehouses
• Report automation tools a plus
• Understanding of accounting principles and concepts
• Familiarity with Secondary Marketing and Capital markets is a plus
• Advanced Microsoft Office capabilities
• Experience with Encompass and MSP preferred

WE OFFER

• Competitive Salary
• Medical/Dental/Vision Insurance
• Paid Holidays
• 401K Match
• Generous PTO
• FSA/HSA Plans
• Life /Disability/Accidental Insurance and much more!

Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time. Local candidates only - relocation not available.

Disclaimer: The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.

Cavco Industries and CountryPlace Mortgage are committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment.