Senior Analyst, Financial Planning and Analysis

Kind Lending | NMLS #3925; Irvine (CA); On-site; USD 99,000 - 121,000; Full time

Job summary

Kind Lending is expanding its FP&A team and seeking a Senior Financial Analyst to evolve FP&A from a reporting function into a forward‑looking, decision‑support partner. You will own forecasting, budgeting, KPI analysis, and drive process improvements across Sales, Operations, and leadership.

The role reports to the VP of FP&A and requires strong financial modeling, data tooling, and cross‑functional collaboration in a fast-paced environment.

Qualifications

• Bachelor’s degree in Finance, Accounting, or related field.
• 5+ years of financial analysis experience (mortgage banking experience a must).
• Advanced Excel and financial modeling skills.
• Experience with data tools (Snowflake, BI tools, or similar) preferred.
• Experience with FP&A systems or planning tools is a plus.

Responsibilities

• Own and operate the company’s forecasting and budgeting models.
• Maintain and enhance driver-based models and scenario analysis.
• Improve forecast accuracy and proactively identify risks and opportunities.
• Translate business inputs into clear financial implications.
• Partner directly with Sales, Operations, and other functional leaders.
• Provide proactive financial insights to support decision‑making.
• Challenge assumptions and clearly frame trade‑offs, risks, and outcomes.
• Support resource planning, profitability analysis, and operational improvements.
• Identify and implement opportunities to reduce manual reporting and improve efficiency.
• Partner with data and systems teams to improve data accessibility and reliability.
• Help implement and scale FP&A systems and tools.
• Standardize reporting and forecasting processes.
• Develop and maintain key financial and operational KPIs.
• Monitor performance trends and highlight key drivers.
• Support leadership with clear, consistent performance visibility.
• Own monthly, quarterly, and annual reporting deliverables end‑to‑end.
• Ensure all reporting is accurate, reconciled, and delivered on time.
• Analyze financial results, identify trends, and clearly communicate drivers of performance.
• Provide variance analysis with actionable insights and recommendations.

Skills

Financial modeling

Excel

Forecasting

Data analysis

Attention to detail

Education

Bachelor’s degree in Finance/Accounting

Tools

Snowflake

BI tools

FP&A systems

Job description

At Kind Lending, our family of diverse and talented Kind Ambassadors are the driving force behind our new approach to the mortgage experience. They're the heart and soul of the organization and our "People Before Profits" mentality shines through in every department. Kind Lending is growing and is looking for top mortgage professionals who value opportunity, lasting business partnerships, and who live out our KIND mindset. Kind Lending is determined to provide the best service in the industry while also providing homebuyers with a great selection of products to enhance their buying experience. Backed by our trusted leadership team, Kind Lending's friendly and professional model puts the “fun” in funding.

Brief Description

At Kind Lending, our family of diverse and talented Kind Ambassadors are the driving force behind our new approach to the mortgage experience. They're the heart and soul of the organization and our "People Before Profits" mentality shines through in every department. Kind Lending is growing and is looking for top mortgage professionals who value opportunity, lasting business partnerships, and who live out our KIND mindset. Kind Lending is determined to provide the best service in the industry while also providing homebuyers with a great selection of products to enhance their buying experience. Backed by our trusted leadership team, Kind Lending's friendly and professional model puts the “fun” in funding.

Position Summary

The Senior Financial Analyst will play a critical role in evolving FP&A from a reporting function into a forward-looking, decision-support partner to the business. This role owns core FP&A processes including reporting, forecasting, and KPI analysis, while driving improvements in accuracy, automation, and overall efficiency. The ideal candidate operates with a high degree of ownership, consistently meets deadlines, and produces work that leadership can rely on without rework.

This position reports directly to the VP of FP&A and partners closely with Sales, Operations, and Executive leadership.

Forecasting & Planning

• Own and operate the company’s forecasting and budgeting models
• Maintain and enhance driver-based models and scenario analysis
• Improve forecast accuracy and proactively identify risks and opportunities
• Translate business inputs into clear financial implications

Business Partnership

• Partner directly with Sales, Operations, and other functional leaders
• Provide proactive financial insights to support decision‑making
• Challenge assumptions and clearly frame trade‑offs, risks, and outcomes
• Support resource planning, profitability analysis, and operational improvements

Process Improvement & Automation

• Identify and implement opportunities to reduce manual reporting and improve efficiency
• Partner with data and systems teams (Snowflake / BI tools) to improve data accessibility and reliability
• Help implement and scale FP&A systems and tools
• Standardize reporting and forecasting processes

KPI & Performance Management

• Develop and maintain key financial and operational KPIs
• Monitor performance trends and highlight key drivers
• Support leadership with clear, consistent performance visibility

Financial Reporting & Analysis

• Own monthly, quarterly, and annual reporting deliverables end‑to‑end
• Ensure all reporting is accurate, reconciled, and delivered on time
• Analyze financial results, identify trends, and clearly communicate drivers of performance
• Provide variance analysis with actionable insights and recommendations

Standards Of Performance

• High level of accuracy and attention to detail (clean tie‑outs, minimal rework)
• Consistent on‑time delivery of deadlines without escalation
• Strong ownership mindset—takes responsibility for outcomes, not just tasks
• Ability to manage multiple priorities and communicate proactively
• Produces work that is decision‑ready, not just technically correct

Qualifications

• Bachelor’s degree - Finance, Accounting, or related field
• 5+ years of financial analysis experience (mortgage banking experience a must)
• Advanced Excel and financial modeling skills
• Experience with data tools (Snowflake, BI tools, or similar) preferred
• Experience with FP&A systems or planning tools is a plus

Core Competencies

• Strong financial modeling and analytical skills
• Ability to build and maintain complex models independently
• Excellent organizational and time management skills
• Strong attention to detail and commitment to accuracy
• Ability to operate independently in a fast‑paced environment
• Strong communication skills—able to translate analysis into clear business implications
• Proactive, solutions‑oriented mindset with a focus on continuous improvement

Additional Expectations

• Comfortable working in an environment with evolving processes and systems
• Willing to roll up sleeves and take ownership of both strategic and tactical work
• Demonstrates initiative in identifying problems and driving solutions

Pay Disclosure

The starting base pay range for this position is $110k/annually. The actual base is dependent on many factors such as: work experience, business needs, market demands, and other compensation components. The base pay range is subject to change and may be modified in the future.

Disclaimer Statement

This job description is not intended, nor should it be construed to be an exhaustive list of all responsibilities, duties, skills, or working conditions associated with a job. It is intended to be a general description of the principal requirements common to positions of this type.

Work Authorization

Must be able to verify identity and employment eligibility to work in the U.S. without a visa sponsorship.

Other Duties

This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned to meet the needs of the organization.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction.

Equality and Diversity

Kind Lending is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to race, religion, creed, color, orientation, gender, age, national origin, veteran status, disability status, marital status, sexual orientation, gender identity, or gender expression.

• For your security, Kind Lending will only contact you from email addresses ending in kindlending.com. Emails from any other domain should be treated as suspicious and may be phishing attempts.