Senior FI Credit Risk Director | Strategy & Adjudication

BMO U.S.; Chicago (IL); On-site; USD 130,000 - 270,000; Full time

Benefits offered by this job

Health insurance

Retirement savings plans

Tuition reimbursement

Job summary

BMO U.S. is seeking a senior leader to drive independent credit adjudication, risk oversight, and strategic risk guidance for a Financial Institution portfolio. You will evaluate complex lending, counterparty risk, and trading-product exposures while aligning with risk appetite and regulatory standards.

Lead reviews, mentor teams, and influence governance bodies; build relationships with internal and external stakeholders and contribute to risk framework enhancements.

Qualifications

• 15+ years of progressive experience in Credit Risk, Financial Institutions, Capital Markets, or Counterparty Credit Risk.
• Extensive experience analyzing and underwriting Financial Institution clients, including banks, broker-dealers and other financial intermediaries.
• Strong expertise in trading products, derivatives, securities financing transactions, and counterparty risk management.
• Deep understanding of financial statement analysis, credit underwriting, portfolio management, and capital markets risk.
• Expert knowledge of banking products, regulatory frameworks, credit policies, and risk governance practices.
• Proven ability to make sound credit decisions on highly complex transactions and relationships.
• Strong leadership, stakeholder management, influencing, and negotiation skills.
• Exceptional analytical, problem-solving, and decision-making capabilities.
• Excellent written and verbal communication skills with the ability to present complex credit matters to senior executives and risk committees.

Responsibilities

• Independently assess, approve, and provide recommendations on complex credit transactions involving Financial Institution counterparties.
• Evaluate counterparty credit risk, transaction structures, collateral, and risk mitigants to ensure alignment with policies.
• Monitor portfolio quality, emerging risks and market developments to support sound credit decision-making.
• Act as a trusted advisor to senior business and risk leaders on credit, portfolio, and strategic risk matters.
• Lead complex credit reviews, portfolio assessments, and risk management initiatives.

Skills

Credit risk expertise

Leadership

Stakeholder management

Analytical thinking

Decision making

Education

CFA, FRM, CPA, MBA, or similar

Job description

BMO U.S. is seeking a senior leader to drive independent credit adjudication, risk oversight, and strategic risk guidance for a Financial Institution portfolio. You will evaluate complex lending, counterparty risk, and trading-product exposures while aligning with risk appetite and regulatory standards.

Lead reviews, mentor teams, and influence governance bodies; build relationships with internal and external stakeholders and contribute to risk framework enhancements.