Senior Excess & Surplus Underwriter – Territory Travel

The Cincinnati Insurance Companies; Minnesota; On-site; USD 75,000 - 140,000; Full time

Benefits offered by this job

Health insurance

Dental insurance

Vision

Retirement plans

Stock incentives

Job summary

The Cincinnati Insurance Companies seeks experienced underwriters in Minnesota to join a service‑oriented team. You will solicit, underwrite, and price surplus lines commercial property and casualty business, determining risk acceptability and terms with a high degree of judgment.

This role requires 5+ years in commercial lines underwriting, a bachelor’s degree, and strong negotiation and communication skills.

Qualifications

• Bachelor’s degree or extensive relevant excess and surplus lines underwriting experience.
• Minimum 5 years of experience working with commercial lines property and casualty products.
• ASLI or CPCU designations are preferred.
• Ability to develop positive working relationships with team members and agents.

Responsibilities

• Solicit, underwrite, and price new and renewal surplus lines commercial property and casualty business.
• Determine risk acceptability, pricing, coverage, terms, and conditions.
• Develop, analyze, and evaluate information for complex risks.
• Aim to achieve production and loss ratio goals within the regional territory.
• Travel within the assigned territory, including occasional overnight stays.
• Mentor and train underwriters and underwriting assistants.
• Build relationships with producers and reinsurers.
• Research new products and coverage forms.

Skills

Interpersonal skills

Time management

Analytical skills

Negotiation

Communication

Relationship building

Education

Bachelor’s degree

ASLI or CPCU designations

Tools

Microsoft Word

Microsoft Excel

Microsoft Outlook

Job description

The Cincinnati Insurance Companies seeks experienced underwriters in Minnesota to join a service‑oriented team. You will solicit, underwrite, and price surplus lines commercial property and casualty business, determining risk acceptability and terms with a high degree of judgment.

This role requires 5+ years in commercial lines underwriting, a bachelor’s degree, and strong negotiation and communication skills.