Senior Director - Acquisition Credit Policy & Analytics

Corpay Technologies; Atlanta (GA); Hybrid; USD 120,000 - 180,000; Full time

Job summary

An established industry player is seeking a Senior Director for Acquisition Credit Policy & Analytics. This pivotal role involves executing credit strategies for a thriving US Vehicle payment business, with a focus on enhancing decision accuracy and mitigating risks. The ideal candidate will bring extensive experience in credit risk strategy, particularly in credit card acquisition and near-prime segments. You will collaborate with various stakeholders to drive innovative solutions and improve credit models. Join a company that values employee engagement and offers a hybrid work environment, along with generous benefits and a supportive culture.

Benefits

Medical, Dental & Vision benefits

401k plan enrollment

Virtual fitness classes

Generous PTO

Employee discounts

Support for philanthropic efforts

Engaging company culture

Qualifications

• 8+ years in credit risk strategy, especially in credit card acquisition.
• Strong analytical skills with data-driven proposal experience.

Responsibilities

• Develop and manage the credit roadmap aligned with company strategy.
• Evaluate and integrate credit data sources using data and analytics.

Skills

Credit Risk Strategy

Underwriting

SQL

Python

Analytical Skills

Communication Skills

Job description

Senior Director - Acquisition Credit Policy & Analytics

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3280 Peachtree Rd NE, Atlanta, GA 30305, USA Req #8961

Wednesday, April 30, 2025

Senior Director, Acquisition Credit Policy & Analytics

What We Need

Corpay is seeking a Senior Director of Acquisition Credit Policy & Analytics for our North American Fuel Division, based in Atlanta, GA. You will serve as a credit subject matter expert, executing credit strategies and analytics for the US Vehicle payment business, generating approximately $1B in annual revenue. You will report directly to the VP of Acquisition Risk for the US and collaborate with stakeholders, Legal/Compliance, and Risk leaders.

How We Work

This role involves a hybrid work environment, with Corpay providing:

• Workspace in Atlanta, GA – Global Headquarters
• Company-issued equipment

Role Responsibilities

• Developing and managing the credit roadmap aligned with company strategy, collaborating with customers, stakeholders, and risk leaders.
• Evaluating, testing, and integrating credit data sources using data and analytics.
• Owning credit loss rate applications, leveraging data to mitigate risk, automate processes, and enhance decision accuracy.
• Creating and defining credit strategies and visions.
• Identifying key resources and processes to build effective credit policies supporting growth and risk mitigation.
• Conducting analytics to assess and improve credit models and data sources, designing strategies including new models/rules to reduce losses.
• Designing test-and-learn campaigns in partnership with other functions to validate hypotheses.
• Partnering with Decision Technology to implement credit rules and cash flow strategies.
• Collaborating with Fraud Analytics to optimize credit and fraud model orthogonality.
• Enhancing and automating reporting processes.
• Working with credit operations to improve manual review processes.
• Creating segment-level NPV models with cross-functional teams to maximize approvals.
• Engaging with product, technology, and customer service teams to understand current products and identify improvements.
• Managing 1-2 offshore analysts to support credit strategy analytics.
• Implementing strategies through business requirements, testing in UAT and production environments.

Qualifications & Skills

• 8+ years in credit risk strategy, especially in credit card acquisition and near-prime segments.
• 5+ years in underwriting and strategy design for Small Business segments.
• Experience in unsecured credit/lending strategies, including near-prime, new-to-credit, and thin-file segments.
• Strong analytical skills with data-driven proposal experience.
• Proficiency in SQL and Python.
• Proven success in leading initiatives and delivering results.
• Excellent communication and presentation skills for senior management.
• Ability to influence and lead teams through influence.

Benefits & Perks

• Medical, Dental & Vision benefits from the first month.
• 401k plan enrollment (eligibility required).
• Virtual fitness classes.
• Generous PTO including holidays, vacation, sick, and volunteer time.
• Employee discounts on various services.
• Support for local and national philanthropic efforts.
• Engaging company culture with contests and prizes.

Equal Opportunity Employer

Corpay is committed to equal employment opportunities regardless of race, color, gender, religion, national origin, disability, age, sexual orientation, gender identity, marital status, or veteran status. Reasonable accommodations are available upon request.