Senior Credit Underwriter & Key Accounts Manager

John Deere; Johnston (IA); On-site; USD 93,000 - 140,000; Full time

Benefits offered by this job

Flexible work arrangements

Highly competitive base pay

401K and Defined Contribution

Healthcare benefits with company-contt

Tuition assistance

Vacation and Holiday Pay

Employee Purchase Plan

Job summary

John Deere is seeking a Senior Account Credit Manager in Johnston, IA for onsite performance in the Financial Services function. You will underwrite large, complex customer relationships and structure financing solutions to drive business outcomes.

Responsibilities include spreading financial statements, establishing IGLs, and presenting credit recommendations to the credit committee. Travel up to 25% may be required, with a strong focus on relationship building and risk mitigation.

Qualifications

• Credit underwriting experience.
• Financial statement analysis skills.
• Relationship building experience.
• Account management experience.
• Negotiating and conflict resolution skills.
• Ability to travel up to 25% based on business needs.

Responsibilities

• Perform detailed credit underwriting of large, complex customer relationships for installment, lease and revolving products to make or recommend a credit decision.
• Spread and consolidate financial statements.
• Determine appropriate finance product and structure.
• Establish internal guidance levels (IGLs).
• Recommend alternative financing structures and present credit recommendations to senior credit authority/credit committee.

Skills

Credit underwriting experience

Financial statement analysis

Relationship building

Account management

Negotiation

Travel readiness

Education

Bachelor's degree in Accounting, Finance, Business Management, or AgriBusiness

Tools

CreditLens

John Deere Financial systems

Job description

John Deere is seeking a Senior Account Credit Manager in Johnston, IA for onsite performance in the Financial Services function. You will underwrite large, complex customer relationships and structure financing solutions to drive business outcomes.

Responsibilities include spreading financial statements, establishing IGLs, and presenting credit recommendations to the credit committee. Travel up to 25% may be required, with a strong focus on relationship building and risk mitigation.