Senior Credit Manager – Complex Accounts

ISU Research Park; Johnston (IA); On-site; USD 90,000 - 120,000; Full time

Job summary

JD Financial Worldwide Headquarters in Johnston, IA, seeks a Senior Account Credit Manager to lead underwriting for large complex customers and determine optimal financing structures. You will spread financial statements and establish IGLs, presenting recommendations to senior credit authorities as needed.

Ideal candidates bring strong experience with the John Deere dealer network, robust financial statement analysis, and knowledge of John Deere Financial systems.

Qualifications

• Detailed credit underwriting experience required.
• Proficient in financial statement analysis.
• Familiarity with John Deere Financial Risk Rating system.

Responsibilities

• Performing detailed credit underwriting of large, complex customer relationships for installment, lease and revolving products to make or recommend a credit decision.
• Spreading and consolidating financial statements.
• Determining appropriate finance product and structure.
• Establishing internal guidance levels (IGLs).
• Recommending alternative financing structures and presenting credit recommendations to credit authority.

Skills

Credit underwriting

Financial statement analysis

CreditLens

Risk rating system

John Deere Financial systems

Agile methodology

Stakeholder collaboration

Travel readiness

Education

Bachelor Degree in Accounting, Finance, Business Management, or AgriBusiness

Tools

CreditLens

Job description

JD Financial Worldwide Headquarters in Johnston, IA, seeks a Senior Account Credit Manager to lead underwriting for large complex customers and determine optimal financing structures. You will spread financial statements and establish IGLs, presenting recommendations to senior credit authorities as needed.

Ideal candidates bring strong experience with the John Deere dealer network, robust financial statement analysis, and knowledge of John Deere Financial systems.