Senior Account Credit Manager

ISU Research Park; Johnston (IA); On-site; USD 90,000 - 120,000; Full time

Job summary

JD Financial Worldwide Headquarters in Johnston, IA, seeks a Senior Account Credit Manager to lead underwriting for large complex customers and determine optimal financing structures. You will spread financial statements and establish IGLs, presenting recommendations to senior credit authorities as needed.

Ideal candidates bring strong experience with the John Deere dealer network, robust financial statement analysis, and knowledge of John Deere Financial systems.

Qualifications

• Detailed credit underwriting experience required.
• Proficient in financial statement analysis.
• Familiarity with John Deere Financial Risk Rating system.

Responsibilities

• Performing detailed credit underwriting of large, complex customer relationships for installment, lease and revolving products to make or recommend a credit decision.
• Spreading and consolidating financial statements.
• Determining appropriate finance product and structure.
• Establishing internal guidance levels (IGLs).
• Recommending alternative financing structures and presenting credit recommendations to credit authority.

Skills

Credit underwriting

Financial statement analysis

CreditLens

Risk rating system

John Deere Financial systems

Agile methodology

Stakeholder collaboration

Travel readiness

Education

Bachelor Degree in Accounting, Finance, Business Management, or AgriBusiness

Tools

CreditLens

Job description

As a Senior Account Credit Manager for JD Financial Worldwide Headquarters located in Johnston , IA , you will be:

• Performing detailed credit underwriting of large, complex customer relationships for installment, lease and revolving products to make or recommend a credit decision in accordance with internal policies.
• Spreading and consolidating of financial statements.
• Determining appropriate finance product and structure.
• Establishing internal guidance levels (IGLs).
• Recommending alternative financing structures, presenting credit recommendations to higher credit authority/credit committee, etc.

VISA Sponsorship is NOT Available for this position.

What Skills You Need

• Experience with the John Deere dealer network
• Strong demonstrated ability in financial statement analysis
• Familiarity with CreditLens
• Strong familiarity with the John Deere Financial Risk Rating system and guidance
• Knowledge of various John Deere Financial systems, accounting principles and familiarity with agile methodology
• Experience collaborating with internal stakeholders such as sales, collections, etc
• In depth knowledge of John Deere Financial product offerings
• Ability to travel up to 25% based on business needs

What Makes You Standout

• Demonstrated ability in financial statement analysis, including but not limited to, balance sheets, income statements/tax returns, statement of cash flow, etc
• Relationship building experience
• Negotiating and conflict resolution skills

Education

Ideally you will have a degree or equivalent related work experience in the following:

Bachelor Degree in Accounting, Finance,Business Management, or AgriBusiness or equivalent work experience