Senior Credit Strategy Analyst — Hybrid & Growth Focus

Bestegg; Wilmington (DE); Hybrid; USD 110,000 - 160,000; Full time

Benefits offered by this job

Retirement plan with company match

Generous PTO and disability leave

Health care options (dental/vision)

Flexible Spending Plans

Life insurance and wellness programs

Job summary

Best Egg, now part of Barclays, is a tech-enabled financial platform focused on lending solutions and financial health tools. This Senior Credit Strategy Analyst will optimize credit strategies for personal loans, using data and credit experience to maximize underwriting and loan amounts while maintaining investor returns.

The role partners with Decision Science, monitors Champion/Challenger tests, and provides scenario analyses to inform strategic decisions in a fast-paced environment.

Qualifications

• 5+ years in an analytical role with credit risk focus
• Bachelor’s degree in a quantitative field; Master’s preferred
• Experience in financial services, online lending, or near-prime/sub-prime a plus
• Proficiency in Python or similar, SQL, and Excel
• Experience with BI reporting tools (Tableau/PowerBI) desirable
• Excellent written/verbal English, critical thinking and interpersonal skills
• Independent, data-driven, and able to influence decisions with insights
• Ability to understand economic trends and competitive impacts
• High energy and ability to perform in a fast-paced environment

Responsibilities

• Monitor, refine and develop credit strategies for personal loans.
• Create test/control champion/challenger tests and monitoring.
• Provide scenario analysis and quantify financial impact of new strategies.
• Perform ad-hoc analytics and develop reports/presentations.
• Collaborate across functions to drive growth, product improvements, and funnel optimization.
• Partner with Decision Science to define credit models and tools; maintain investor risk/return targets.

Skills

Data analytics

Data interpretation

Communication skills

Independent/self-motivated

Cross-functional collaboration

Strategic thinking

Education

Bachelor's in Statistics/Math/OR/Engineering

Master's degree (preferred)

Tools

Python

SQL

Excel

Tableau

PowerBI

Job description

Best Egg, now part of Barclays, is a tech-enabled financial platform focused on lending solutions and financial health tools. This Senior Credit Strategy Analyst will optimize credit strategies for personal loans, using data and credit experience to maximize underwriting and loan amounts while maintaining investor returns.

The role partners with Decision Science, monitors Champion/Challenger tests, and provides scenario analyses to inform strategic decisions in a fast-paced environment.