Credit Strategy & Pricing Manager

Best Egg; Delaware; On-site; USD 115,000 - 140,000; Full time

Benefits offered by this job

Retirement plans

Generous PTO

Parental leave

Disability leave

Health plans

Job summary

Best Egg, now part of Barclays, is seeking a Credit Strategy Manager I to execute, monitor, and optimize underwriting, risk-based pricing, offers, and yield management for our consumer lending products.

This role owns defined components of credit and pricing strategy end-to-end, translating business goals into decisioning logic, segmentation, pricing tiers, and operational rules while partnering across Finance, Product, Marketing, Compliance, and Operations.

Qualifications

• Bachelor's degree in quantitative field, finance, economics, business, or equivalent experience.
• 4-6 years in credit risk, pricing strategy, underwriting, analytics, yield management, or credit strategy.
• Experience analyzing approval, conversion, yield, margin, loss, profitability, or customer response metrics.
• Proficiency in SQL, Python, SAS, R, or similar tools.
• Strong analytical, communication, and problem‑solving skills.
• Understanding of credit risk, risk‑based pricing, expected loss, and lending economics.

Responsibilities

• Execute and refine underwriting, line assignment, risk‑based pricing, and offer strategies.
• Translate pricing and credit strategy into decisioning logic, segmentation frameworks, pricing tiers, and operational rules.
• Partner with Finance, Product, Marketing, Compliance, Fair Lending, Operations, and other cross‑functional stakeholders to ensure pricing and credit strategies are accurately implemented.
• Own defined components of credit, pricing, or channel strategy end‑to‑end, from analysis through implementation and performance monitoring.
• Work independently on complex pricing, profitability, and credit analyses while influencing cross‑functional partners.
• Recommend and drive scoped strategy adjustments within established risk appetite, policy, and profitability frameworks.

Skills

SQL

Python

SAS

R

Analytical skills

Communication skills

Education

Bachelor's degree in quantitative field

Job description

Best Egg, now part of Barclays, is seeking a Credit Strategy Manager I to execute, monitor, and optimize underwriting, risk-based pricing, offers, and yield management for our consumer lending products.

This role owns defined components of credit and pricing strategy end-to-end, translating business goals into decisioning logic, segmentation, pricing tiers, and operational rules while partnering across Finance, Product, Marketing, Compliance, and Operations.